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Buying a Home
Buying a Car
Fraud Protection
Home Improvement
Improving Your Credit
Managing Your Money
CUTX News
Buying a Home
Buying a Car
Fraud Protection
Home Improvement
Improving Your Credit
Managing Your Money

Being Financially Fit When Raising a Child

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Being Financially Fit When Raising a Child

Sticking to a budget is hard. It’s even harder when you have kids because they want a lot of stuff. Staying on track is difficult because there are so many things marketed to them (and for them to you), especially those tiny clothes and shoes that are...
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Boost Your Savings With a CD From CUTX

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Boost Your Savings With a CD From CUTX

If you don’t have a portion of your savings in a CD, you may be selling your earnings short. This article explains how to change that. First, a quick look at savings accounts. Why are they popular? At a minimum, savings accounts do exactly what they...
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Childcare Costs

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Childcare Costs

Daycare Costs How Much? Ok, so did you just have a baby? Are you still basking in the newborn glow, casually scouting out daycare costs on the internet?
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Debit Cards vs Credit Cards

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Debit Cards vs Credit Cards

Should you pay for stuff with your credit card or with a debit card? Bottom line, it comes down to how financially disciplined you are. If you're the kind of person who only charges what they need and pays their balance off every month like clockwork...
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How to Grocery Shop on a Budget

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How to Grocery Shop on a Budget

When it comes to grocery shopping on a budget, the good news is that you're grocery shopping rather than ordering food out—which is five times more expensive. But these days, the grocery world is in turmoil, Amazon getting in the game...
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Having a Baby? You Need This Checklist

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Having a Baby? You Need This Checklist

Before we introduce our thoughtfully curated list of ways that we recommend you get your proverbial stuff together before you meet your baby, we’d just like to offer this disclaimer: there will always be things that catch you off guard after the...
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How to Host a Baby Shower On A Budget

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How to Host a Baby Shower On A Budget

If you've ever been to a baby shower, you're aware of how much goes into throwing a party for a little person who hasn't even been born yet! It's a pretty exciting event that can be as extravagant as an evening gala or as laid back as a backyard BBQ.
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How CD Laddering Works

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How CD Laddering Works

You have both short-term and long-term goals. You want to be able to save your money to achieve these goals. You want growth, and you also want to be able to access your money when you need it. Sometimes it’s hard to find the specific savings product...
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How Much Money Can You Make Being a Driver?

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How Much Money Can You Make Being a Driver?

If you’re looking for a solid side gig to bring in some extra cash, or want a job with a little more freedom and flexibility, you may have considered putting your wheels to work. With rideshare companies popping up all over the place, and frankly...
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How Much Money to Carry In Checking vs. Savings

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How Much Money to Carry In Checking vs. Savings

This is a common question people ask when they are just starting out. We can help you answer this question, and we’ll get you off on the right foot with money management habits that will serve you well in the future. Your checking and savings accounts...
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How to Budget for a Vacation

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How to Budget for a Vacation

When dreaming of your next vacation, it’s much more fun to imagine the sunny days and endless free time you’re going to enjoy, than to plan the budget. But get real – you don’t want the massive credit card bill to wipe out all that relaxation.
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How to Pay For Your Wedding

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How to Pay For Your Wedding

Ok y’all. We’re tackling something big here because we care about your financial well-being and your personal well-being. However, we need to be up front: we’re not wedding experts. There are a lot of them out there, and we’re not trying to pretend...
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How to Build a Budget That Works

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How to Build a Budget That Works

Budgets are a great tool but two-thirds of Americans don’t make them, and of the third who do, many don’t keep them. Why? Because a budget sounds like a diet. People think of both of these things as a punishment for being undisciplined...
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How to Develop a Family Budget

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How to Develop a Family Budget

Creating a family budget is a great way to stay on track with your financial goals. However, finding a way to create that budget can be a challenge. Many families struggle with their spending, especially if one person tends to spend more than others.
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Diversify Your Savings "Portfolio"

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Diversify Your Savings "Portfolio"

When you think of diversifying your portfolio, you think about your approach to investing in a variety of stocks or mutual funds to spread your exposure to risk across multiple investments. Investing in one type of asset is risky. Diversification helps...
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How to Gift Money

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How to Gift Money

One of the big changes brought by the 2018 tax reform is how much money (or stuff) one individual can give before getting taxed. Each person has a lifetime maximum they can give before those gifts are taxed. It used to be $5.49 million. Now it has risen...
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How to Save Money On A Wedding

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How to Save Money On A Wedding

No matter what kind of wedding you want, you’ve got to make it happen within a pre-set budget. Now, that doesn’t mean you’ll have to give up on all your hopes and dreams for your big day. There are plenty of ways to get what you want without starting...
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Ways to Stick to Your Budget

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Ways to Stick to Your Budget

People tend to make budgets only when their finances are giving them trouble, and not before. So, they may sit down in a fit of inspiration and knock out a budget that they forget within a week. Alternatively, they may make them in a flurry of...
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How to Survive Newborn-hood

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How to Survive Newborn-hood

Welcome to parenthood: no sleep, learning to do everything one-handed, not fitting into any of your clothes, and questioning every decision you make. (Aren’t you glad we didn’t tell you any of that was going to happen before you joined the club?)
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How to Teach Your Kids Financial Responsibility

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How to Teach Your Kids Financial Responsibility

It’s never too early to start talking to your kids about money. Teaching children strong financial habits early on will help set them up for success later in life. But how exactly do you go about building those habits?
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Is Stay-At-Home Parenting Right For You?

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Is Stay-At-Home Parenting Right For You?

It doesn’t matter if you’re thinking about starting your family, pregnant, a new parent, or growing by two. The question of whether one parent should stay home with the kid(s) or if the family would be better off with two working parents is bound to...
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Preparing Financially for Your New Child

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Preparing Financially for Your New Child

Are you having a baby? Congrats! Stop going out for coffee and start getting really friendly with your kitchen, because it’s time to start saving money wherever you can. Just kidding, kind of, anyway. I’m sure you’ve heard it dozens of times already...
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Saving for the Short and Long Term

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Saving for the Short and Long Term

One of the most common reasons you save money is to achieve goals — some you'd like to accomplish in the short term, like in the next year or two, or maybe even five. Some you'd like to accomplish in the long term, in the next ten years or even longer
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Savings vs Investments Balancing Return With Liquidity

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Savings vs Investments Balancing Return With Liquidity

If you're reading this, you likely have money left over after expenses, and you're wondering what to do with it. Maybe you just got a well-deserved raise, have encountered a windfall, or your efforts to stick to a budget have paid off.
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Smart Things To Do With Your Tax Refund

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Smart Things To Do With Your Tax Refund

It's tempting to fantasize about what to do with a windfall—like your tax refund. Got a $2,000 tax refund coming? You could pay off the balance on that credit card, pay off your car, or buy the vacation to Bali you deserve, or start that emergency fund.
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Smart Ways To Save For College

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Smart Ways To Save For College

To your kids, it's a chance to live a life of freedom and determine what they want to do with their life. To you, it’s a monumental expense that’s coming up way too quickly. It’s college and if the costs of paying for your children’s higher education...
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Start Saving by Improving Money Habits

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Start Saving by Improving Money Habits

Most of us have money habits and attitudes we are not even aware of that profoundly impact our financial lives. For example, some people become very anxious about buying big ticket items but won't think twice about spending $1,500 a year on daily stops...
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Tax-Advantageous Things to Do With Your Money

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Tax-Advantageous Things to Do With Your Money

Many people think of money as linear—it comes in, it goes out. It's associated with immediate need or gratification. Sometimes you save a little. In fact, money is multi-dimensional. It can do more than one task at a time—like create future savings...
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Tips for Saving Money

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Tips for Saving Money

Saving money doesn't require extreme measures. Most of us leak money all the time through dozens of small losses that add up to big losses. It's about plugging the holes. Here are some money-saving tips anyone can use.
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