Members Choice Savings

The future is a pretty exciting place, and we want to be part of yours. This account is a great way to create a smart savings strategy so you can take advantage of opportunities.

Life can take you anywhere. Build up the balance in this user-friendly account and you'll be ready to navigate all the twists and turns.


  • Set aside funds for unexpected expenses
  • Save for major purchases and special occasions
  • Reach your savings goals with regular deposits
  • Earn competitive dividends when daily balance exceeds $100
  • Manage your accounts easily through Online and Mobile Banking
  • Enhanced controls in our app (available on iOS & Android) let you report a lost/stolen card, order a new one and keep your card active when you travel1

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST



Talk to an Account Specialist
972-263-9497




Schedule an appointment


Get a personalized consultation.



Exclusive Benefits Include


Are you eligible for membership? See our Membership Eligibility

Open Online

Your time can be as valuable as your money. It only takes a few minutes to open your new savings account.

Plant The Seed

It takes just $25 to get started. After that, the sky's the limit as your money grows.

Digital Banking

Use our mobile app to easily deposit checks and access lots of helpful personal financial tools online to keep on track.

Find the account that fits you.

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Get a good look at where you are and where you're going next.

Financial Calculators

General Savings FAQs

It's not much. Just keep at least $5 in your Share Savings Account to continue enjoying all we offer.

Most of them don't, one does. For the Share Savings Account, you'll need to keep at least $50 on deposit to avoid a $5 service fee; otherwise, our savings account have no required minimum balance to avoid fees.

Keep in mind, if you make more than 12 withdrawals on any of our savings account, a $5 fee per extra withdrawal may be charged.

We want to make it as easy as possible for you to start saving and strengthen your finances. For the Share Savings Account and Kids Account, all it takes is a $5 deposit to open the accounts. For Holiday Savings and Member's Choice, you'll need to deposit at least $25.
Interest is variable and may change with the prime interest rate.

Why CUTX?

Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!
Russell V.
I always feel like I’ve been given the best advice for me and my family. They really do put their members first.
Sonya M.

Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.

Xavier H.

We're Here To Help

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We have several convenient locations in North Texas. Come see us!

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Ready to open your account?

Open online now or get started if you need assistance with account opening.

1When you place a lock on your debit card via Mobile Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. However, the lock may not stop card transactions presented as a new recurring transaction by the merchant or the posting of refunds, reversals or credit adjustments to your account. Additionally, transactions and authorizations that occurred prior to locking the card will not be affected. During card processor limited down time, purchases may be approved due to the lock restriction not being enforced by the stand in processor. This feature is available on the Mobile Banking app for iPad, iPhone and Android devices. Data connection required. Locking your card is not a replacement for reporting your card lost or stolen. Contact us immediately at 1-800-314-3828 if you believe that unauthorized transactions have been made. Alerts may be sent to you in the form of an e-mail or text message. Your mobile carrier’s standard text-messaging and data rates will apply.