Credit Union of Texas Business Checking Accounts

We understand you have unique needs based on your company’s business plan and goals. The flexibility and functionalities of CUTX business banking solutions will help cultivate the growth of your operation.

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Compare Business Checking Accounts

Business Checking Account

Whether you are just starting out, or run lower balances/transaction volumes, the CUTX Business Checking account provides stability to your growth strategy.

  • 24/7 Access through Online and Mobile Banking1
  • 100 free items2 per month, $0.25 per additional item
  • Complimentary Business Debit Card3
  • Access your money at 80,000+ surcharge-free ATMs nationwide4
  • Local support by appointment from the CUTX Business Banking team
  • Open with a $25 minimum deposit

Business Checking Plus Account

Businesses with more complex operating structures with higher transaction volumes and balances are best served by CUTX’s Business Checking PLUS account.

  • Everything our Business Checking Account offers and...
  • Monthly fee waived with average monthly balance of $10,000 or above
  • 200 free items2 per month, $0.25 per additional item
  • Includes Business Sense5, a suite of benefits to help small business owners take control of data and system security, and profitability, while providing valuable lifestyle and healthcare benefits to employees

Non-Profit Business Checking  Account

We've designed our Non-Profit Business Checking Account to provide you with the financial tools and support you need to make a positive impact on your community.

  • Everything our Business Checking Account offers and...
  • Monthly fee waived
  • No average monthly balance requirement
  • 200 free items2 per month, $0.25 per additional item
  • $15,000 cash/coin processing limit 

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Choosing the Best Business Checking Account for Your Small Business

As a small business, one of the most crucial decisions you'll make is choosing the right business checking account. With so many options available, it can be overwhelming to navigate the features, fees, and requirements of each account. Our business banking experts are on hand to help you break down your current needs and identify the necessary tools to keep you moving towards your goals.

Credit Union Business Account Cash Management Services

Move Money with Ease

Seamlessly control funds online or mobile1. Deposit checks, pay bills, initiate transfers - whenever, wherever.

No Surprises

At CUTX you can always expect a predictable banking experience with clear minimum balances and fees - no surprises here.

Insured and Safe6

Embrace financial security and bank confidently, knowing that all CUTX business checking accounts are NCUA insured.

Wire Transfers

Manage your funds with ease and security, using our wire transfer services, with dual control and secured processing

Positive Pay7

A reliable and secure way to protect your business with automated fraud prevention and easy check approval

Remote Deposit

Secure financial history storage, easy audits, save time and experience increased worktime efficiency

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1Message and data rates may apply.

2An “item” is defined as but is not limited to the following: deposit tickets, single checks included in a deposit, deposits or withdrawals originated through an automated clearing house (ACH), an ATM, in person or by a call center representative, and paid checks issued from the account. Exclusion: Transfers initiated through an ATM, Online or Telephone Banking and transfers between accounts at CUTX are not included in the per item fee calculation.

3The first debit card that is issued per account and per sub-account will be complimentary. Any additional debit cards that are issued will come with a replacement fee of $5.00. Please see the Business Accounts Fee Schedule and Rate Sheet for additional details.

4Surcharge-free ATMs are available through AllPoint and MoneyPass networks. Visit or to find one near you.

5Business Sense provided by a third-party affiliate. Registration and/or activation may be required. Please refer to the Business Sense Brochure provided at account opening for additional details.

6Administered by the NCUA, the Share Insurance Fund insures individual accounts up to $250,000.

7Registration/Activation required

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