Receivables

Managing a business means handling finances efficiently and securely. That’s why we offer a comprehensive platform designed to streamline your receivables. Our solutions simplify payment collection from clients, customers, and members—ensuring transactions are secure, seamless, and timely.

Receivables

Effortlessly collect payments from clients, customers, and members with a secure, efficient, and user-friendly system. Our solutions are designed to reduce administrative burdens, and ensure timely transactions—giving you more time to focus on growing your business.

Automated Clearing House (ACH) Services

  • A trusted and efficient way to receive payments for various needs, such as pre-authorized payments, charitable donations, membership dues, and more!
  • Collect payments one-time or on a recurring basis, ensuring that your business receives funds promptly—often the very next business day.
  • Enjoy a seamless, cost-effective solution for all your payment collection needs, so you can focus on running your business without worrying about delayed payments or manual processing.
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Merchant Services 1

CUTX is proud to help you elevate your customers' experience with comprehensive Merchant Services. From traditional point-of-sale terminals to innovative mobile and online payment options, our merchant services will help you streamline transactions and increase customer satisfaction while maintaining the highest level of payment security.

  • Accept payments easily – Take credit or debit card payments over the phone, online, or in person with a mobile device or one of our POS devices.
  • Manage your business – Track sales in real time and manage orders, inventory, and employees.
  • Grow your business – Harness the power of customer engagement, financial solutions, and market insights.
  • Get the right service plan for your business – We have tailored plans for your business – we thought of all the details, so you don’t have to.
Point-of-sale terminals and payment options for businesses

Remote Deposit Capture

With CUTX’s Remote Deposit Capture, managing your business finances has never been easier! Streamline your deposit process with our Remote Deposit Capture service and enjoy greater efficiency, security, and convenience for your business.

  • Save time & reduce trips to the bank – Deposit checks electronically from your office, freeing up valuable time.
  • Increase cash flow & faster access to funds – Deposits are processed quickly to help maintain steady cash flow.
  • Enhanced security – Minimize risk of lost or stolen checks by depositing them digitally.
  • Convenient & flexible – Deposit checks of any size, anytime, from your office.
  • Easy setup & dedicated support – We’ll install a scanner and support a smooth setup process.
Remote deposit capture scanner and digital interface

Fraud Mitigation Tools

In today’s digital world, fraud prevention is more important than ever. CUTX offers robust fraud mitigation services to help protect your business from unauthorized transactions and financial threats.

  • ACH Blocks and Filters – Maintain control over ACH transactions by restricting unauthorized debits or credits. Set up automatic blocks to prevent fraudulent activity and safeguard your business.
  • Positive Pay – Detect altered or counterfeit checks by comparing issued check files against presented ones. Discrepancies are flagged for review, adding a strong layer of check fraud protection.
Businessperson reviewing fraud protection tools on screen


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Exclusive Benefits Include

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Multiple Solutions

Invest in success with our comprehensive suite of tools and services, designed to bolster your business's financial performance.

Staying Local

Enjoy personalized service, faster support, and a team that understands the unique needs of Texas businesses, all with the trust and reliability of a community-focused partner.

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Easy to Use

With our various services, ease of use is always top of mind. Take advantage of our services that can help simplify how your business operates. 





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General Receivables FAQs

Business banking receivables refer to the funds a business is owed by its customers for products or services provided. CUTX offers tools to help businesses manage these receivables efficiently.
CUTX provides various solutions, including remote deposit capture, ACH collections, and merchant services, to simplify the receivables process and improve cash flow.

Remote Deposit Capture allows businesses to deposit checks from their office using a scanner or mobile device, saving time and reducing trips to a branch.
Yes, with CUTX’s Business Online Banking, you can monitor payments, view transaction histories, and generate reports to manage your receivables efficiently.












Why CUTX?

Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!
Russell V.

Great services, excellent staff.

Syed W. H.

Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.

Xavier H.

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