Welcome Home, To Better Residential Mortgage Services
Our home loan experts will help you find the mortgage that fits your budget and lifestyle goals. Whether you're a first-time buyer or a longtime owner, CUTX has options that work for you.
Get prequalified for your new home purchase
Save hundreds off your closing costs by using our preferred realtors
Take advantage of low Texas mortgage rates
Use your home equity to pay off debt and increase your monthly cash flow
Quick loan closing
5% Down No PMI1
Your dream-home purchase is more affordable through CUTX.
- Borrow up to 95% of your new home's value
- Qualify for a loan with a down payment of just 5%
- With no private mortgage insurance, your monthly loan payments will be lower
5 Yr Interest Only
This special option can provide plenty of financial freedom for five years.
- Just make interest payments for the first five years
- Control your cash flow and spend your money on other priorities
- Ideal option for second homes and investment properties
We'll help you choose a home loan that fits your budget and your lifestyle.
- Choose mortgage terms of 15, 20 or 30 years
- Fixed rates mean stable monthly payments over the life of the loan
- Competitive rates and low closing costs
Mortgage Payment Calculator
A typical 20-year conforming $300,000 loan with a fixed rate of 5.875% (6.246% APR) would have 240 monthly principal and interest payments of $2,127.72.
A typical 30-year conforming $300,000 loan with a fixed rate of 6.00% (6.280% APR) would have 360 monthly principal and interest payments of $1,798.65.
APR means Annual Percentage Rate. The payment example is for illustrative purposes only and does not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater. Rates and terms are subject to change without notice. The rate you may receive will depend on your individual circumstances, including your credit history, loan amount, down payment and CUTX's lending policies.