Holiday Savings Account

A little extra money makes the holidays merrier for everyone. Start saving now to celebrate a season of surprises later, whether you celebrate in North Texas or elsewhere.

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Save Money For The Holidays

What’s your Christmas wish? Our holiday savings account can help make it come true.

Use money to buy extra gifts for family or throw a fancy party for friends
Save year-round to create special moments with loved ones
Open with a $25 minimum deposit
Withdraw money between November 1 and January 31 without a fee
Earn dividends when your average daily balance is more than $100

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Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to a Holiday Savings Specialist
972-263-9497

Schedule an appointment

Get a holiday savings consultation.

How To Save Money & Prepare For The Holidays

Open Online

Your time can be as valuable as your money. It only takes a few minutes to open your Christmas savings account.

Plant The Seed

It takes just $25 to start building your holiday budget. After that, the sky's the limit as your money grows.

Digital Banking

Use our mobile app to easily deposit checks and access lots of helpful personal financial tools online to keep on track.

Find the account that fits you.

Compare Savings Accounts

General Christmas Savings Plan FAQs

What is the minimum amount required to open a holiday savings account?

It's not much. All you need is $25 to open your Holiday Savings Account and begin enjoying all we offer.

Do your savings accounts include fees?

Our holiday savings accounts has a required minimum balance of $5.

Keep in mind, you can withdraw money between November 1 and January 31 without a fee.

How much do I need to deposit to open a savings account?

We want to make it as easy as possible for you to start saving and strengthen your finances. For the Share Savings Account and Kids Account, all it takes is a $5 deposit to open the accounts. For Holiday Savings and Member's Choice, you'll need to deposit at least $25.

Is the interest I earn fixed or variable?

Interest is variable and may change with the prime interest rate.

Is there a fee to withdrawal funds outside of the holiday window?

Yes. If you withdrawal funds any time other than November 1^st – January 31^st, there is a $10.00 fee per transaction.

Get a good look at where you are and where you're going next.

Financial Calculators

Are you eligible for membership?
See our Membership Eligibility

Why CUTX?

I’ve been a member for almost 30 years, I can’t imagine banking anywhere else. You’re more than another account at CUTX, you’re a member, you’re a family.

Elsa H.

I always feel like I’ve been given the best advice for me and my family. They really do put their members first.

Sonya M.

Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.

Xavier H.