
The Best Auto Loan Rates

Truck & Car Loans Made Easy
Whether you're buying a new or pre-owned vehicle, our speedy car loan application process is designed for fast vehicle financing and getting you on the road as soon as possible. We're an ideal alternative to auto financing through dealers because our total experience is focused on you, your budget, and your lifestyle.
- For a limited time, enjoy no payments until 2024!1
- Competitive, low auto financing rates for new and used or refinanced vehicles
- Fast, easy, secure credit union car loan application that gives you an immediate decision
- Easily manage your account online and with our mobile app
- CUTX offers an Auto Protection Program2 including GAP, VSC, CVP and Payment Protection options
- Use our Car Buying Service to search for your next new or used vehicle and lock in a great price
Questions? We can help.
Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to a Credit Union Car Loan Specialist
972-263-9497

Get a personalized car financing consultation.
CUTX Auto Financing Benefits Include
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General Credit Union Auto Loan FAQs
We offer several options to make it as convenient as possible for you.
- If you are a CUTX member, log into online banking and make a payment with a funds transfer
- If you're not a member, use your financial institution to pay via Bill Pay
- Set up AUTO PAY, Save the hassle of making your future payments
- Use our Car Buying Service to search for your next new or used vehicle and lock in a great price
- Make a payment through the payment system
- Call 972-263-9497 and choose option 4 for Member Services ($15 Service Fee is applied to phone payments)
- Make an automated payment through Telephone Teller: Call 972-263-9497, choose option 1
You can click here and provide the declaration page provided by your insurance company that shows Credit Union of Texas listed as lienholder. Keep in mind, a copy of your insurance card is not acceptable for this documentation.
If you'd rather send us your proof of insurance by mail or fax, please use this address or number:
CUTX
PO Box 690588
San Antonio, TX 78269
Fax: 866-830-7922
(This address is for providing proof of insurance only. Please do not send your loan payments to this address.)
If you have other questions, call us at 866-382-0069.
Why CUTX?
We're Here To Help
Visit your local branch
We have several locations in DFW and East Texas. Come see us!
Ready to apply?
Apply online now or get started if you need assistance with your application.
1Interest will accrue during the deferment period. To be eligible for the no payment for 90 days, applicant must have FICO score of 680 or above. Subject to credit approval. Offer valid for new purchase auto loans and auto loan refinances. Offer excludes all loans already financed at CUTX. Promotion valid from 10/19/2023 through 12/31/2023. Additional terms and conditions apply. This is not a commitment to lend. Membership required.
2Guaranteed Asset Protection (GAP) can be purchased when originating or refinancing an auto loan with Credit Union of Texas (CUTX). CUTX Vehicle Service Contracts (VSC) can be added if the vehicle is under a valid manufacturer’s warranty and is financed through CUTX. Auto Protection Program offered through our third-party affiliate. Additional terms and conditions may apply.