Need financial assistance quickly? We can help you get the money you need, when you need it most.
- Loans up to $2,000 with fixed terms2
- $200-$500 (6-month term)
- $501-$2,000 (12-month term)
- Must be a member for 90 days
- Must be 18 years or older
- No credit check
- Quick loan decision
- Can be used to build your credit
Exclusive Benefits Include
Fast And Friendly
Time is of the essence. Our experienced lending team can help you get the loan you need with a quick decision.
Easy Online Payments
There's no need to write a monthly check. Just go to your Online Banking page and make timely transfers to your loan account.
Monitor Your Activity
Go online to take a closer look at where your money goes and how you're spending it so you can stay within budget.
Build Your Credit
Making regular, on-time payments on the funds you use helps improve your credit score.
Funds For Anything
Use the money on whatever big plans you have or expenses you want to address.
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General On the Spot Loan FAQs
- If you're a CUTX member, log in to online banking and make a payment with a funds transfer.
- Make a payment through the payment system.
- Pay over phone: Call 972-263-9497, choose option 4 for Member Services ($15 Service Fee is applied to phone payments)
- Make an automated payment through Telephone Teller: Call 972-263-9497, choose option 1
Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.
We're Here To Help
1Message and data rates may apply.
2Terms and conditions may apply. Membership and enrollment into Online Banking is required. Must be a member of Credit Union of Texas for a minimum of 3 months and in good standing. Applications must be submitted through Online Banking. Only one On the Spot Loan can be open at one time.