Get Paid Early

Want to get your paycheck sooner? Set up direct deposit into your CUTX checking account and get your money up to two days before your normal payday*.

CUTX Early Paycheck Access

Direct Deposit 2 Days Early*

Pay day can come a lot sooner with Early Pay. When you have direct deposit set up, you can get your funds faster.


  • Another great perk of CUTX membership
  • Get up to 2 days early direct deposits*
  • Enjoy all this speed and convenience at no charge
  • Pay your bills sooner or start your weekend early




Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST



Talk to an Account Specialist
972-263-9497




Schedule an appointment


Want Early Wage Access?


Are you eligible for membership? See our Membership Eligibility

Get a personalized consultation.



Exclusive Benefits Include


Are you eligible for membership? See our Membership Eligibility







Check out our account options.

You May Also Be Interested In





Get a good look at where you are and where you're going next.

Financial Calculators

Early Pay FAQs

No, Early Pay is a free benefit we offer our members.
Simply set your paycheck up for direct deposit into your CUTX account. Depending on the timing of receipt of the deposit, you may receive your deposit up to two days early.














Why CUTX?

I always feel like I’ve been given the best advice for me and my family. They really do put their members first.
Sonya M.
I’ve been a member for almost 30 years, I can’t imagine banking anywhere else. You’re more than another account at CUTX, you’re a member, you’re a family.
Elsa H.
Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!
Russell V.

Helpful Documents

Icon for PDFDownload Direct Deposit Form

We're Here To Help

Visit your local branch

We have several locations in DFW and East Texas. Come see us!

Talk to a team member

Need to speak with someone directly? We have options for that.

Chat Now

Call Us

Ready to open your account?

Contact us to get started or if you need assistance with account opening.

Chat Now

Call Us


* Electronic deposits are available up to two business days early depending on timing of receipt into our Automatic Clearing House (ACH) database. Member must be enrolled in direct deposit through their employer. Excludes International deposits.