Welcome to Credit Union of Texas

Use Your Available Home Equity

Need an update to your kitchen or bathroom? How about a new pool? Use our Home Equity calculator to estimate your home's equity.

Price Your New Car

Before you test drive, search and find MSRP, Invoice, and Fair Purchase pricing on more than 2,000 cars from Kelley Blue Book with no dealer pressure. Just one of the many ways CUTX provides free research tools so you have the best negotiating power.

Refinancing Now is a Smart Move!

If you’re currently paying more than 4% APR on your mortgage then now is the time to refinance and take advantage of historically low rates. When you refinance, you can not only potentially lower your monthly payment, you can also use the equity in your home to pay off high-interest debt.

Beat or Match Your Rate

Have you qualified for a rate at a car dealer or another financial institution? Let CUTX try to match or beat the rate. Plus we'll give you 90 days no payments!

CUTX Hometown Hero

Meet Richard Delarosa, CUTX Member for 41 years

A classroom doesn’t have to be confined to just four walls. In Wylie, Texas, students are given the opportunity to attend a classroom in 400 acres of the Blackland Prairie area at Collin County Adventure Camp, and resident Richard Delarosa is more than excited to help them get there.

McKinney Branch Now Open!

Credit Union of Texas’ newest branch location is now open in McKinney and residents there are already experiencing the CUTX difference for themselves! Curious what sets us apart? Take a look at the video from our recent grand opening event or simply stop in and see for yourself. The new branch is conveniently located on Ridge Road just north of Eldorado Parkway. Come check us out if you are in the area and see for yourself what makes CUTX different!

CUTX Has What You Need

Check Out Our Auto Calculators

Calculating your payment can save you money when you hit the dealership. Use our calculators to find out what your monthly payments could be.

Looking For a High Yield Savings Account?

CUTX has great rates on certificates of deposit, and you can open one with as little as $1,000. Choose a term as short as 6 months or as long as 5 years.

Become a Money Management Master

Interested in receiving helpful tips, insight, and strategies for saving and managing your money? Enroll in CUTX's Money Management Email Series today!