Credit Union of Texas

CUTX Food truck with people eating and standing around it
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Together we can achieve more.

Our members are your neighbors and friends, and we take pride in the communities we actively serve, strengthen and connect. We're all in this together, and we believe in both delivering a better modern banking experience and giving back to the communities we serve.


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Start to enjoy
simple banking, your way

Become a member of CUTX and you immediately gain access to responsible financial products, powerful digital tools, and helpful people who can help you reach your goals. The best part is that you get all of this while knowing you're also positively contributing to your community by supporting a credit union that actively supports others.


family in their new vehicle
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Get on the road

to more savings

Whether you're buying a vehicle or looking to refinance your existing auto loan, our low rates, excellent service and auto protection programs put you in the driver's seat. And with our quick application we can give you an instant decision, then you can complete the processes from the comfort of your own home.


house
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Welcome home to

a better experience

Whether you're a first-time buyer or an experienced homeowner, we offer flexible mortgages and convenient home equity products to help you enjoy big milestones and get the most value out of your home and mortgage.


Invested over $13,582,182

into our community through donations, sponsorships, and community programs

Volunteered 2233 Hours

to directly help support our community's most needed over the past 6 years

Partnered with 36 districts

and supporting dozens more local non-profits and service based organizations

Get more for your money

with our great rates, helpful advice, and value packed member benefits

Find us in the neighborhood

with 17 convenient branch locations and 80,000+ surcharge free ATMs

Simple and secure access

to manage your accounts anytime and anywhere online and through our mobile app.

Low rates & flexible terms

can help you save more and get the optimal loan for your financial situation

Get an instant decision

when you use our quick online application, visit a branch, or call in

Protect your vehicle

and your finances with our special auto protection program

Good rates can help you

realize your dream faster, whether you're buying a new home, refinancing, or getting a HELOC

Take control of home buying

and choose a mortgage that fits your budget and lifestyle

Trust our home loan experts

who know the North Texas market and can help you throughout the entire process


Explore Credit Union of Texas Products and Services

CUTX Awards

Credit Union of Texas Wins 2022 International Torch Awards for Ethics from the International Association of Better Business Bureaus

We're honored to be recognized by an organization that is synonymous with trust.

Member Benefits

Banking with us means you'll be able to enjoy simple banking your way, delivered with plenty of added bonuses. 


New 12 Month No Penalty CD

Invest without the risk. With a minimum deposit of $25,000, get 4.10% APY (Annual Percentage Yield) for 12 months.* With this new account type, you can make your savings work for you and earn more in a shorter amount of time! 

*The Annual Percentage Yields (APYs) are accurate as of  January 16, 2023 and are subject to change.

Start earning

Apply for the William H. Cotton Scholarship

In honor of William H. Cotton, Credit Union of Texas annually awards one deserving member of the Dallas Independent School District with a $20,000 scholarship for continuing education. Applications are due by March 31, 2023. 

Apply now

Why Bank with CUTX?

Invested in you

and active in our community

Credit Union of Texas is on a mission to create opportunity for you and your community by providing responsible financial products and services, and actively giving back through substantial donations, volunteering, and support. As a nonprofit, we're solely focused on building a better modern banking experience for our members and enriching the communities we serve. We see our members and local organizations as integral partners in this pursuit and invite you to experience more, improve your financial health and help us build a stronger community, together.

Join Us 

Resources to explore

More than just a credit union, CUTX is always delivering exceptional financial services while investing in you and your community through financial education programs, service initiatives, donations and more.

A picture of the Credit Union of Texas corporate office in Allen, Texas at sunset.

CUTX Introduces Special Needs Greeter Initiative

A group of Credit Union of Texas employees pose for a photo holding an extra large check.

CUTX Donates 1.5M to Children's Advocacy Center of Collin County

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Financial Education Videos

A picture looking between two rows of cars in a dealership showroom.

Car
Buying
Service



CUTX Call To Action







I want to...

Become a CUTX Member

Open a Savings Account to get started, or open a Secure Plus Checking Account for even more benefits.

Become a Member

Apply for an
auto loan

Refinance your current car loan, or search for a vehicle and then apply online for an instant auto loan decision.

Apply Now

Buy or refinance
a home

Financing your dream home is within reach. Or maybe you just need to refinance to a better mortgage that works for you.

Mortgage Refinancing