Kids Savings Account

Open an account now that can grow with your children. It’s a perfect place for birthday cash, allowance earnings.

Kids like learning, and they like to receive money. A child's savings account that helps teach them how to manage their own money is a win-win situation that will help them at every stage of life.

  • Designed for young people under age 18
  • Only $5 needed to open account
  • Open at any Credit Union of Texas branch

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to a Children's Saving Plan Specialist

Schedule an appointment

Get a personalized kids saving account consultation.

Kid's Savings Account Benefits Include

Track Savings Growth

Our accounts come with easy Online Banking access, making it easy to watch the balance increase.

No Monthly Fees

We want you to keep every dollar possible so you can reach your savings goals.

No Minimum Balance

It's OK to start small. Almost everyone does. Keep any amount in this account

Simple Recurring Transfers

Nurture your children and their savings account with regularly scheduled deposits.

Remote Check Deposit

Use our mobile app to easily deposit birthday checks using your device's camera.

Financial Education

They don't stay young forever. Tap into valuable materials to help your kid's financial literacy grow.

Find the account that fits you.

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Savings Accounts for Children FAQs

It's not much. All you need is $5 to start your Kid's Savings Account and begin enjoying all we offer.

No, our kid's savings account does not have a required minimum balance.

Keep in mind, if you make more than 12 withdrawals on any of our savings account, a $5 fee per extra withdrawal may be charged.

We want to make it as easy as possible for you to start saving and strengthen your finances. For our Kid's Savings Account, all it takes is a $5 deposit to open the accounts.

Interest is variable and may change with the prime interest rate.


I simply love this credit union location. My family has gotten several auto loans and personal loans there. I have been a member for over 30 years and my children have accounts also.

Laretha S.
The stuff, loan team and customer service were very helpful throughout my car loan process. Credit Union of Texas was able to offer me the best rate available for my vehicle. I would highly recommended CUTX to all of my friends and family.
Abebe A.

Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.

Xavier H.

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