Kids Savings

Open an account now that can grow with your children. It’s a perfect place for birthday cash, allowance earnings.

Kids like learning, and they like to receive money. A savings account that helps teach them how to manage their own money is a win-win situation that will help them at every stage of life.

  • Designed for young people under age 18
  • Only $5 needed to open account
  • Open at any Credit Union of Texas branch
  • Earn competitive interest on deposits
  • Enhanced controls in our app (available on iOS & Android) let you report a lost/stolen card, order a new one and keep your card active when you travel.1

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to an Account Specialist

Schedule an appointment

Get a personalized consultation.

Exclusive Benefits Include

Are you eligible for membership? See our Membership Eligibility

Track Savings Growth

Our accounts come with easy Online Banking access, making it easy to watch the balance increase.

No Monthly Fees

We want you to keep every dollar possible so you can reach your savings goals.

No Minimum Balance

It's OK to start small. Almost everyone does. Keep any amount in this account

Simple Recurring Transfers

Nurture your children and their savings account with regularly scheduled deposits.

Remote Check Deposit

Use our mobile app to easily deposit birthday checks using your device's camera.

Financial Education

They don't stay young forever. Tap into valuable materials to help kids grow their knowledge.

Find the account that fits you.

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Get a good look at where you are and where you're going next.

Financial Calculators 

General Savings FAQs

It's not much. All you need is $5 to start your Kid's Savings Account and begin enjoying all we offer.

No, our kid's savings account does not have a required minimum balance.

Keep in mind, if you make more than 12 withdrawals on any of our savings account, a $5 fee per extra withdrawal may be charged.

We want to make it as easy as possible for you to start saving and strengthen your finances. For our Kid's Savings Account, all it takes is a $5 deposit to open the accounts.

Interest is variable and may change with the prime interest rate.


I simply love this credit union location. My family has gotten several auto loans and personal loans there. I have been a member for over 30 years and my children have accounts also.

Laretha S.
The stuff, loan team and customer service were very helpful throughout my car loan process. Credit Union of Texas was able to offer me the best rate available for my vehicle. I would highly recommended CUTX to all of my friends and family.
Abebe A.

Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.

Xavier H.

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1When you place a lock on your debit card via Mobile Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. However, the lock may not stop card transactions presented as a new recurring transaction by the merchant or the posting of refunds, reversals or credit adjustments to your account. Additionally, transactions and authorizations that occurred prior to locking the card will not be affected. During card processor limited down time, purchases may be approved due to the lock restriction not being enforced by the stand in processor. This feature is available on the Mobile Banking app for iPad, iPhone and Android devices. Data connection required. Locking your card is not a replacement for reporting your card lost or stolen. Contact us immediately at 1-800-314-3828 if you believe that unauthorized transactions have been made. Alerts may be sent to you in the form of an e-mail or text message. Your mobile carrier’s standard text-messaging and data rates will apply.