

Easy online applications. Quick approvals. When you apply for one of our boat loans, you'll encounter plenty of smooth sailing. You're on your way to enjoying what you've worked hard and saved for.
- Financing available for new and used boats
- Competitive rates as low as 7.00% APR*
- Flexible repayment options
- No down payment
- No pre-payment penalty
- Easily manage your loan online or through our mobile app
Questions? We can help.
Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to an Account Specialist
972-705-4840

Get a personalized consultation.
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Get a good look at where you are and where you're going next.
Financial CalculatorsGeneral Recreational Loan FAQs
We offer several options to make it as convenient as possible for you.
- If you are a CUTX member, log into online banking(Opens in a new Window) and make a payment with a funds transfer
- If you're not a member, use your financial institution to pay via Bill Pay
- Set up AUTO PAY, Save the hassle of making your future payments
- Use our Recreational Buying Service to search for your next new or used vehicle and lock in a great price
- Make a payment through the payment system
- Call 972-263-9497 and choose option 4 for Member Services ($15 Service Fee is applied to phone payments)
- Make an automated payment through Telephone Teller: Call 972-263-9497, choose option 1
You can click here(Opens in a new Window) and provide the declaration page provided by your insurance company that shows Credit Union of Texas listed as lienholder. Keep in mind, a copy of your insurance card is not acceptable for this documentation.
If you'd rather send us your proof of insurance by mail or fax, please use this address or number:
CUTX
PO Box 690588
San Antonio, TX 78269
Fax: 866-830-7922
(This address is for providing proof of insurance only. Please do not send your loan payments to this address.)
If you have other questions, call us at 866-382-0069.
Why CUTX?
We're Here To Help
Visit your local branch
We have several locations in DFW and East Texas. Come see us!
Ready to apply?
Apply online now or get started if you need assistance with your application.
*APR=Annual Percentage Rate. Rate shown is the lowest rate available for recreational loans up to 72 months for models 5 years or newer. Finance options for models more than 5 years old are also available. Representative example of repayment terms: For $20,000 borrowed over 60 months at 7.00% APR, the monthly payment is $400.14 (with 30 day to first payment). This example is an estimate only and assumes all payments are made on time. Maximum term for loan amounts of $10,000 - $49,999 is 84 months. Minimum finance amount of $50,000-$75,000 for terms up to 120 months. This is not a commitment to lend. Loans and rates are subject to credit approval and loan program guidelines. Advertised rates and terms are subject to change without notice. Additional terms and conditions apply. Recreational vehicle loans include boats, motor homes, travel trailers, and campers. Membership required.