Easy online applications. Quick approvals. When you apply for one of our boat loans, you'll encounter plenty of smooth sailing. You're on your way to enjoying what you've worked hard and saved for.
- Financing available for new and used boats
- Competitive rates as low as 4.50% APR*
- Flexible repayment options
- No down payment
- No pre-payment penalty
- Easily manage your loan online or through our mobile app
Exclusive Benefits Include
We're certain our easy online loan application process will float your boat.
Digital Document Delivery
Go from approved to funded all from the comfort of your own home.
Spend less time waiting and more time out on the water.
Start Saving Now
Not ready to buy just yet? Set up recurring transfers in Online and Mobile Banking to build your savings account for the right time.
Manage your loan payments and monitor your account, even from your boat's deck.
RVs & Campers
Looking for a different type of relaxation? We also offer low rates on loans for landlubbers.
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General Recreational Loan FAQs
We offer several options to make it as convenient as possible for you.
- If you are a CUTX member, log into online banking(Opens in a new Window) and make a payment with a funds transfer
- If you're not a member, use your financial institution to pay via Bill Pay
- Set up AUTO PAY, Save the hassle of making your future payments
- Use our Recreational Buying Service to search for your next new or used vehicle and lock in a great price
- Make a payment through Speedpay(Opens in a new Window)
- Call 972-263-9497 and choose option 4 for Member Services ($15 Service Fee is applied to phone payments)
- Make an automated payment through Telephone Teller: Call 972-263-9497, choose option 1
You can click here(Opens in a new Window) and provide the declaration page provided by your insurance company that shows Credit Union of Texas listed as lienholder. Keep in mind, a copy of your insurance card is not acceptable for this documentation.
If you'd rather send us your proof of insurance by mail or fax, please use this address or number:
PO Box 690588
San Antonio, TX 78269
(This address is for providing proof of insurance only. Please do not send your loan payments to this address.)
If you have other questions, call us at 866-382-0069.
I simply love this credit union location. My family has gotten several auto loans and personal loans there. I have been a member for over 30 years and my children have accounts also.
We're Here To Help
*APR=Annual Percentage Rate. Rate shown is the lowest rate available for recreational loans up to 72 months for models 6 years or newer. Representative example of repayment terms: For $20,000 borrowed over 60 months at 4.50% APR, the monthly payment is $373. This example is an estimate only and assumes all payments are made on time. Maximum term for loan amounts of $10,000 - $49,999 is 84 months. Minimum finance amount is $50,000 for terms up to 120 months. Minimum finance amount is $75,000 for terms over 120 months. This is not a commitment to lend. Loans and rates are subject to credit approval and loan program guidelines. Advertised rates and terms are subject to change without notice. Additional terms and conditions apply. Recreational vehicle loans include boats, motor homes, travel trailers, and campers.