Compare Checking Accounts
Quick access to your funds anytime, convenient direct deposit, tools to take control of your finances & the assurance of working with a trusted partner.
The Best Checking Account Offers in Texas
Loaded Up with Extras, CUTX Checking Accounts Come with More Than Just Banking
At Credit Union of Texas, our checking accounts do more by helping you easily save money, manage finances from anywhere, and protect what matters most.
CUTX checking accounts include valuable features that help you reach your goals by providing access to:
- Expert guidance from local financial professionals
- A secure, user-friendly digital banking experience
- Exclusive savings, health, and security benefits for everyday life
Explore what our checking accounts offer to find the one that fits your needs, and see why more Texans choose CUTX for smarter, more rewarding banking.
Special Offers
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We have several locations in DFW and East Texas. Come see us!
* Registration/activation required. Health Discount Savings is not insurance.
**Surcharge-free ATMs are available through AllPoint and MoneyPass networks. Visit allpointnetwork.com or moneypass.com to find one near you.
1 Eligibility: Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household.
2 You will have access to your credit report and score provided your information has been verified by the credit reporting agency (CRA). Credit score is a VantageScore 3.0 based on Transunion data. Third parties may use a different type of credit score to assess your creditworthiness. Free credit reports are available under federal law at AnnualCreditReport.com.
3 Special Program Notes: Please refer to your actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
4 Plateau Insurance Company of Crossville, TN will be the Accidental Death & Dismemberment Insurance underwriter. If you wish to name a beneficiary, a completed beneficiary form is required. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy.
5 There is a $7.00 for both instant issue debit cards and debit card replacements.
6Electronic deposits are available up to 2 business days early depending on timing of receipt into our Automatic Clearing House (ACH) database. Member must be enrolled in direct deposit through their employer. Excludes International deposits.
7Telehealth is not insurance. Access to U.S.-based board-certified doctors via video or phone. Zero copays. Membership required.