Compare Checking Accounts

Quick access to your funds anytime, convenient direct deposit, tools to take control of your finances & the assurance of working with a trusted partner.

Open a Credit Union of Texas checking account today.

The Best Checking Account Offers in Texas

Loaded Up With Extras

Our checking options come with an attractive list of added features, including fraud protection, credit score tracking, direct deposit and remote check deposit, cash rewards, and other personal finance tools. Plus, you can withdraw cash through a network of 80,000+ no-fee ATMs**.

Secure Checking

Breathe easier with ID Theft monitoring, cell phone protection and extended warranty coverage.

  • Identity Theft Monitoring and Resolution Service1*
  • Credit Report Access and Credit Score Tracker2*
  • Buyer's Protection & Extended Warranty3
  • Mobile Phone Protection3
  • $hopping RewardsTM*
  • Open with a $25 minimum deposit
  • Includes a free debit card*
  • Eligible for Early Pay 5 &Save The Change

Secure Plus Checking

Take advantage of cash-back rewards and other valuable features.

  • Everything our Secure Checking account offers and...
  • Cash Back Member Rewards*
  • Health Discount Savings*
  • Accidental Death & Dismemberment Insurance3,4
  • Open with a $25 minimum deposit
  • Includes a free debit card*
  • Eligible for Early Pay 5& Save The Change

Special Offers

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* Registration/activation required. Health Discount Savings is not insurance.

 **Surcharge-free ATMs are available through AllPoint and MoneyPass networks. Visit or to find one near you.

1 Eligibility: Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household.

2 You will have access to your credit report and score provided your information has been verified by the credit reporting agency (CRA). Credit score is a VantageScore 3.0 based on Transunion data. Third parties may use a different type of credit score to assess your creditworthiness. Free credit reports are available under federal law at 

3 Special Program Notes: Please refer to your actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

4 Plateau Insurance Company of Crossville, TN will be the Accidental Death & Dismemberment Insurance underwriter. If you wish to name a beneficiary, a completed beneficiary form is required. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy.

5Electronic deposits are available up to 2 business days early depending on timing of receipt into our Automatic Clearing House (ACH) database. Member must be enrolled in direct deposit through their employer. Excludes International deposits.

Read More About Our Accessibility Statement