Auto Refinance Loans
Apply for car loan refinancing today!
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and Saturday 10AM - 2PM CT
Talk to a Texas Auto Refinance Specialist
972-705-4840
If you didn't get your auto loan from CUTX, we won't hold it against you. However, there's a good chance you're paying too much. We're experts at finding ways to help you save money with a lower rate and without hidden fees that other places try to sneak in. Fill out this quick form and we'll call you to walk through your current loan.
There are many motivations to refinance your auto loan. Your current loan might have a higher rate than you like, or a lot of extra costs you didn't know you agreed to. Maybe your credit score has improved and you'll qualify for a lower rate, or interest rates in general might be lower than what they were when you closed on your loan. Whatever your reason might be, refinancing often means you can lower your monthly payments.
This all depends on various factors, including whether you qualify for a lower interest rate than you currently have, whether you have extra charges on your current loan that you wish to do away with, whether interest rates have risen or dropped since you got your loan.
Here are a few guidelines for that:
To keep things running smoothly, make sure you provide this information.
The approval process for a refinance can take as little as a few minutes. After your new loan is signed, you can have up to 60 days with no payments before making the first payment on your loan. Keep in mind, interest begins the day you close on your loan.
You can click here and provide the declaration page provided by your insurance company that shows Credit Union of Texas listed as lienholder. Keep in mind, a copy of your insurance card is not acceptable for this documentation.
If you'd rather send us your proof of insurance by mail or fax, please use this address or number:
CUTX
PO Box 690588
San Antonio, TX 78269
Fax: 866-830-7922
(This address is for providing proof of insurance only. Please do not send your loan payments to this address.)
If you have other questions, call us at 866-382-0069.
We have several locations in DFW and East Texas. Come see us!
Apply online now or get started if you need assistance with your application.