Credit Union of Texas Secured Personal Loan
Create a foundation today that sets the stage for the future. Paying off this loan on time can help you improve your credit score and provides money to pursue your goals.
- Use your CUTX savings account or Certificate of Deposit as collateral
- Your savings are frozen until you repay the loan, but your account continues to earn interest at all times
- Make your payments and remain in good standing to use a secured loan to build credit
Exclusive Secured Personal Loan Benefits Include
Savings Secured Loan
If you need access to your savings sooner, you can borrow against your account with a rate of 7.25% APR**.
CD Secured Loan
If you can leave your savings deposited longer, you can borrow against a CD with a rate that's 3.00%** above the CD earnings rate.
Easy Online Payments
There's no need to write a monthly check. Just go to your Online Banking page and make timely transfers to your loan account.
Monitor Your Activity
Go online to take a closer look at where your money goes and how you're spending it so you can stay within budget.
Funds For Anything
Use your secured personal loan money on whatever big plans you have or expenses you want to address.
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General Secured Personal Loan FAQs
- If you're a CUTX member, log in to online banking and make a payment with a funds transfer.
- If you're not a member, use your financial institution to pay via Bill Pay.
- Make a payment through the payment system.
- Pay over phone: Call 972-263-9497, choose option 4 for Member Services ($15 Service Fee is applied to phone payments)
- Make an automated payment through Telephone Teller: Call 972-263-9497, choose option 1
Great services, excellent staff.
I simply love this credit union location. My family has gotten several auto loans and personal loans there. I have been a member for over 30 years and my children have accounts also.