Apply For Your Personal Loan with Credit Union of Texas
Give your finances a needed boost. We can tailor an affordable Personal Loan to meet your own very personal circumstances.
- Loan lengths from six to 60 months* with competitive rates
- Making on-time payments will help build your credit and improve your score
- Maximum loan size depends on your credit score, your debt-to-income ratio and other factors
- Use funds for any purpose - unexpected expenses, education costs, high-priced repairs, home remodeling or major purchases
- Loans can be secured by the deposits in your savings or certificate of deposit accounts
- Our Skip-A-Pay policy allows you to skip up to two payments per year
Questions? We can help.
Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST
Talk to a Credit Union Personal Loan Specialist
Get a personal loan consultation.
Credit Union Personal Loans Benefits Include
Fast And Friendly
Time is of the essence. Our experienced lending team can help you choose the right loan and often process it in one or two days.
Easy Online Payments
There's no need to write a monthly check. Just go to your Online Banking page and make timely transfers to your loan account.
Monitor Your Activity
Go online to take a closer look at where your money goes and how you're spending it so you can stay within budget.
Build Your Credit
Making regular, on-time payments on the funds you use helps improve your credit score.
Funds For Anything
Use your Credit Union of Texas loan money on whatever big plans you have or expenses you want to address.
Get some financial breathing room when you need it by skipping a loan payment, as long as you're in good standing.
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General Credit Union Personal Loan FAQs
- If you're a CUTX member, log in to online banking and make a payment with a funds transfer.
- If you're not a member, use your financial institution to pay via Bill Pay.
- Make a payment through the payment system.
- Pay over phone: Call 972-263-9497, choose option 4 for Member Services ($15 Service Fee is applied to phone payments)
- Make an automated payment through Telephone Teller: Call 972-263-9497, choose option 1
Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.
We're Here To Help
Visit your local branch
We have several locations in DFW and East Texas. Come see us!
Ready to apply?
Apply online now or get started if you need assistance with your application.