Camper & RV Loans

Adventure is everywhere. We make it easy to explore every mile of America's open roads, scenic parks and unforgettable landscapes. Low rates get your road trips started smoothly.

Camper & RV Financing

Relax and unwind. Or find excitement around the next bend. With our low rates, you can afford all the fun that a recreational vehicle offers. It's time to enjoy what you've worked hard to save for.


  • Financing available for new and used campers and RVs with rates as low as 8.00 % APR*
  • Flexible repayment options
  • No down payment
  • No pre-payment penalty
  • Easily manage your loan online or through our mobile app

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST



Talk to an Account Specialist
972-705-4840




Schedule an appointment


Get a personalized consultation.



Submit

Apply Online

Recreational vehicles and campers are great stress reducers. So is our easy online loan application process.

Digital Document Delivery

Go from approved to funded, all in the comfort of your own home.

Fast Approvals

We get it. No one wants to be sitting around the house when you could be on your next adventure.

Start Saving Now

Not ready to buy just yet? Set up recurring transfers in Online and Mobile Banking to build your savings account for the right time.

Manage Anywhere

Make loan payments and keep an eye on your activity from the trail, your campsite and elsewhere.

Boats

Permission granted to come aboard and save on your next new or used boat loan.

Where will you be when the great outdoors calls?

Our Recreational Loans

You May Also Be Interested In

Get a good look at where you are and where you're going next.

Financial Calculators

General Recreational Loan FAQs

We offer several options to make it as convenient as possible for you.

  1. If you are a CUTX member, log into online banking(Opens in a new Window) and make a payment with a funds transfer
  2. If you're not a member, use your financial institution to pay via Bill Pay
  3. Set up AUTO PAY, Save the hassle of making your future payments
  4. Use our RV & Camper Buying Service to search for your next new or used vehicle and lock in a great price  
  5. Make a payment through the payment system
  6. Use any of our channels of communication to receive a secure link to submit your payment. Reach out to us via chat or phone (214) 818-3231 and speak to our virtual agent Bethany. Bethany can send you a link to process your payment.
When you're pre-approved before you shop, you know exactly how large a monthly payment you qualify for. This helps you narrow your search to cars you can afford. It also puts you in a better negotiating position with dealers who might otherwise craft a deal that would create a financial problem for you. Lenders who are not dealers don’t have cars to sell, and therefore tend to make loans that aren't risky for you.
RV & Camper loans can often be approved in only a few minutes, especially if you call or apply online. If you want to work directly with a person, you can always stop by one of our locations.

You can click here(Opens in a new Window) and provide the declaration page provided by your insurance company that shows Credit Union of Texas listed as lienholder. Keep in mind, a copy of your insurance card is not acceptable for this documentation.

If you'd rather send us your proof of insurance by mail or fax, please use this address or number:

CUTX
PO Box 690588
San Antonio, TX 78269
Fax: 866-830-7922

(This address is for providing proof of insurance only. Please do not send your loan payments to this address.)

If you have other questions, call us at 866-382-0069.

If you are looking to only rent a recreational vehicle take a look here(Opens in a new Window).

CUTX does offer grace periods on certain loans. Auto, Fairlease, Personal, Line of Credit loans we offer 10-day grace.

Approval is not guaranteed, however if your loan is not past due, then you can submit a request for a change. All due date change requests are subject to credit union policy, loan terms, and applicable regulations. LOC’s, HELOC’s and Credit Cards we are unable to make adjustments.

You can contact the Credit Bureau in question to address your concerns, or you can mail in your written dispute addressed to:


Credit Union of Texas
Attn: Credit Adjustments
900 W. Bethany Dr STE 500
Allen, TX 75013

CUTX reports every 30 days, often on the 1st of each month. Credit Bureaus could take up to 30 days to update their reporting.
Payments are applied in a set order: first to any late fees, then to interest that has accrued, and then to the principal balance. At the beginning of your loan, more of the payment will go toward interest, but as the balance decreases, more will go toward the principal of the loan.
Yes. You can make extra payments at any time to help pay off your loan faster.
Let us know when you make the payment that you’d like it applied directly to principal. Or you can make a payment on your online banking as a principal only payment. You can visit our Money Movement page to view how you can make payments to CUTX accounts: https://www.cutx.org/learn/money-movement 
It will not, your payment amount stays the same, but you’ll shorten the length of your loan and reduce total interest paid.
Yes. You can set up automatic payments from your checking or savings account. You can visit our Money Movement page to view how you can make payments to your CUTX account: https://www.cutx.org/learn/money-movement 


Why CUTX?

Big thanks to Ryan Melton who assisted me with my Auto Loan yesterday. He provided some great tips and knowledge and made it an easy process. Great that Credit Union of Texas has employees who care and are looking out for their customers best interest.
Russell V.
I’ve been a member for almost 30 years, I can’t imagine banking anywhere else. You’re more than another account at CUTX, you’re a member, you’re a family.
Elsa H.

Great services, excellent staff.

Syed W. H.

We're Here To Help

Visit your local branch

We have several locations in DFW and East Texas. Come see us!

 

Talk to a team member

Need to speak with someone directly? We have options for that.

Chat Now

Call Us

Ready to apply?

Apply online now or get started if you need assistance with your application.




*APR=Annual Percentage Rate. Rate shown is the lowest rate available for recreational loans up to 72 months for models 5 years or newer. Finance options for models more than 5 years old are also available. Representative example of repayment terms: For $20,000 borrowed over 60 months at 8.00% APR, the monthly payment is $400.14 (with 30 day to first payment). This example is an estimate only and assumes all payments are made on time. Maximum term for loan amounts of $10,000 - $49,999 is 84 months. Minimum finance amount of $50,000-$75,000 for terms up to 120 months. This is not a commitment to lend. Loans and rates are subject to credit approval and loan program guidelines. Advertised rates and terms are subject to change without notice. Additional terms and conditions apply. Recreational vehicle loans include boats, motor homes, travel trailers, and campers. Membership required.