Our lending team will help you find a loan that's a perfect fit for your budget and financial needs. Because nice homes come in all sizes, just like our affordable mortgages.
- Designed for loans that exceed $647,200
- 90% Loan-to-Value (LTV) maximum, no PMI
- Choice of loan terms, up to 30 years*
- Low closing costs
- Personalized assistance from experienced lending professionals
Exclusive Benefits Include
Our rates are some of the most competitive available for North Texas properties, helping you save money over your loan's term.
With one quick phone call, you can find out how much you can afford. That makes your house-hunting less complicated.
Our lending team will help you through the application process. Our digital tools allow you to handle most of your paperwork electronically.
Preferred Realtor Program
Work with one of our preferred professionals and you'll get cash back to reduce your closing costs.
When you're ready to upgrade your home, this enhanced mortgage is a smart decision. We're here to help you through the process.
North Texas Experts
We know the local market like nobody else, and we've been a trusted lender here since the 1930s.
Jumbo Mortgage Loans FAQs
Along with the down payment and monthly payment, you have:
- Closing costs, which may be between 1% and 5% of the loan
- Property taxes
- Home insurance
- Mortgage insurance, when the down payment is less than 20%
Plus, as a homeowner, you’re responsible for upkeep and maintenance, so it’s a good idea to have extra money budgeted for those expenses.
The first step is getting a copy of your credit report. You might be surprised to know that many reports contain errors or old debts that have been paid but not cleared on the report. These errors can drag down your score, so it's important to get them fixed.
Check out our articles on strategies for budgeting and for coming up with a down payment. Improve your debt-to-income ratio by making extra payments to remove debts more quickly. Start a savings plan for a 20 percent down payment.
Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.
NMLS #576560 Credit Union of Texas provides mortgage loans through its affiliate Texas Mortgage Lending, LLC, NMLS #1641703. CUTX home loan programs are only available in Texas. Loans are subject to credit approval, CUTX's lending policies, and property approval. Prequalification is not a commitment to lend. Membership required.
*A typical 30-year conforming $250,000 loan with a fixed rate of 2.75% (2.672% APR) would have 360 monthly principal and interest payments of $1,004.13. The payment example is for illustrative purposes only and does not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater. Rates and terms are subject to change without notice. The rate you may receive will depend on your individual circumstances, including your credit history, loan amount, down payment and CUTX's lending policies.