Our Plano branch will remain temporarily closed due to water damage. We apologize for any inconvenience this may cause, and invite you to visit one of our other branch locations. In line with the CDC guidance, all employees and members visiting a branch location will still be required to wear a mask, until further notice.
CUTX Money Market Accounts are great for someone who wants to park their savings in a higher-yield account but also needs the flexibility of being able to draw money from time to time. This account has a minimum opening deposit of $2,000.
Premium Money Market Accounts yield a little higher rate and have a minimum opening deposit of $25,000. To open a Premium Money Market or speak to an account specialist, visit the nearest branch location or call us at 972-263-9497.
Mega Money Market Accounts
Our Mega Money Market Accounts require an opening deposit of $150,000. You must keep $150,000 minimum balance in order to earn dividends. To open a Mega Money Market or speak to an account specialist, visit the nearest branch location or call us at 972-263-9497.
CUTX answers all inquiries Monday through Friday 9:00 am to 6:00 pm and Saturdays 10:00 am to 2:00 pm.
Looking for High-Yield Savings Solutions?
Don’t forget to check out our rates on Certificates of Deposit. We have several options including Educational IRAs and IRA CDs with opening deposits as low as $500 and other CDs with opening minimum deposits of $1,000 and $25,000. Round out your saving portfolio with a risk-free CD.
To open a Premium or Mega Money Market Account, please visit one of our store locations.
Are there fees associated with these accounts?
All CUTX Money Market Account types are free as long as the required minimum balances are maintained.
The Money Market Account charges a monthly fee of $10 if the account balance drops below the required minimum of $2,000.
Premium Money Market Account charges a monthly fee of $20 if the account balance drops below the required minimum of $25,000.
The Mega Market Account charges a one-time fee of $20 if the account balance drops below the required minimum of $150,000.
Are there any transaction limits on your money market accounts?
Yes, all money market accounts each have a limit of six (6) transactions per statement period.
The Money Market and Mega Money Market Accounts each charge a fee of $5 for each transaction exceeding the monthly limit. The Premium Money Market Account has a fee of $10 for each transaction exceeding the monthly limit.
Are the interest rates on the money market accounts fixed or variable?
The rates on all CUTX money market accounts are variable.
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