Credit Union Money Market Account

Looking for a way to make your money work harder without tying it up in long-term investments? We've got three good Money Market Account options.

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Higher earnings. Easy access to funds. Money Market Accounts are a great stand-alone savings option or a smart piece of a balanced portfolio.

Credit Union of Texas offers three types of Money Market accounts: Regular Money Market, Premium Money Market and Mega Money Market Accounts
Money Markets offer higher returns than traditional savings accounts
Easy access to funds through Online and Mobile Banking, through checks and at credit union branches
No-risk investment. All deposits insured by National Credit Union Administration
Account specialists can explain the details, such as our credit union money market rates, and help you get the most from your savings

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Money Market Account Questions?
We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to an Account Specialist
972-263-9497

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Get a Money Market Consultation.

Choose Your Money Market Account Type

Regular Money Market Account

The minimum opening deposit for a Regular Money Market account is $2,000. Interest compounds monthly at a variable rate. ^*The Annual Percentage Yields (APYs) are accurate as of July 1, 2023 and are subject to change. For full terms and conditions, see our Truth in Savings.

	$0 - $1,999.99		$2,000.00 - $10,000.00		$10,000.01 - $20,000.00		$20,000.01 - $40,000.00		$40,000.01 +
	Dividend Rate	APY*	Dividend Rate	APY*	Dividend Rate	APY*	Dividend Rate	APY*	Dividend Rate	APY*
Regular Money Market	1.00	1.00	1.00	1.00	1.00	1.00	1.24	1.25	1.49	1.50

Premium Money Market Account

The minimum opening deposit for a Premium Money Market account is $25,000. Interest compounds monthly at a variable rate. ^*The Annual Percentage Yields (APYs) are accurate as of July 1, 2023 and are subject to change. For full terms and conditions, see our Truth in Savings.

	Up to $24,999.99		$25,000.00 +
	Dividend Rate	APY*	Dividend Rate	APY*
Premium Money Market	1.24	1.25	1.34	1.35

Mega Money Market Account

The minimum opening deposit for a Mega Money Market account is $150,000. Interest compounds monthly at a variable rate. ^*The Annual Percentage Yields (APYs) are accurate as of July 1, 2023 and are subject to change. For full terms and conditions, see our Truth in Savings.

	$150,000.00 - $249,999.99		$250,000.00 - $750,000.00		$750,000.01 +
	Dividend Rate	APY*	Dividend Rate	APY*	Dividend Rate	APY*
Mega Money Market	1.00	1.00	1.98	2.00	4.17	4.25

Regular Money Market

Give your savings a little extra push. With an initial $2,000 deposit, you can begin earning a higher interest rate.

Premium Money Market

A bigger balance can take your earning to an even higher level. To open a Premium Money Market, you'll need a minimum deposit of $25,000.

Mega Money Market

For larger investors, steady returns from Money Markets can help balance the volatility of stocks. Our Mega Money Market requires an opening deposit of $150,000.

Put your money to work for you.

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Credit Union of Texas Money Market FAQs

How do I open a Credit Union of Texas Money Market Account?

You can open a Money Market Account online here.

To open a Premium or Mega Money Market Account, please schedule an appointment to visit one of our locations.

Are there fees associated with Money Market accounts?

There are no fees on our Money Market Accounts as long as you maintain the required minimum balance.

If your balance drops below $2,000 on the regular Money Market, there's a $10 monthly fee.
If your balance drops below $25,000 on the Premium Money Market, the monthly fee is $20.
If your balance drops below $150,000 on the Mega Money Market, there's a one-time $20 fee.

Are there any transaction limits on your Money Market Accounts?

Each account has a limit of six transactions per statement period.

The Money Market and Mega Money Market Accounts each charge a fee of $5 for each transaction over the monthly limit while the Premium Money Market Account has a fee of $10 for those instances.