Money Market Accounts

CUTX Money Market Accounts are great for someone who wants to park their savings in a higher-yield account but also needs the flexibility of being able to draw money from time to time. This account has a minimum opening deposit of $2,000.

Other Types of Money Markets

Premium Money Market Accounts

Premium Money Market Accounts yield a little higher rate and have a minimum opening deposit of $25,000. To open a Premium Money Market or speak to an account specialist, visit the nearest branch location or call us at 972-263-9497.

Mega Money Market Accounts

Our Mega Money Market Accounts require an opening deposit of $150,000. You must keep $150,000 minimum balance in order to earn dividends. To open a Mega Money Market or speak to an account specialist, visit the nearest branch location or call us at 972-263-9497.

The Benefits of Compounding

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972-263-9497

CUTX answers all inquiries Monday through Friday 9:00 am to 6:00 pm and Saturdays 10:00 am to 2:00 pm.
CUTX Money Market Accounts

Looking for High-Yield Savings Solutions?

Don’t forget to check out our rates on Certificates of Deposit. We have several options including Educational IRAs and IRA CDs with opening deposits as low as $500 and other CDs with opening minimum deposits of $1,000 and $25,000. Round out your saving portfolio with a risk-free CD.

Money Market

The Annual Percentage Yields (APYs) are accurate as of October 29, 2019 and are subject to change.

Please select your min balance

$0 - $24,999 $25,000 - $149,999 $150,000 - $249,999 $250,000 +
Dividend Rate APY* Dividend Rate APY* Dividend Rate APY* Dividend Rate APY*
Regular .15 .15 .15 .15 .15 .15 .15 .15
Premium .15 .15 .20 .20 .20 .20 .20 .20
Mega - - - - .20 .20 .20 .20

Enroll In The CUTX Savings Email Series

If you're interested in receiving helpful tips and insights for saving your money and strategizing your returns, enroll in CUTX's Savings and Money Management Email Series today.

FAQ - Money Markets

You can open a Money Market Account online here.

To open a Premium or Mega Money Market Account, please visit one of our store locations.

All CUTX Money Market Account types are free as long as the required minimum balances are maintained.

The Money Market Account charges a monthly fee of $10 if the account balance drops below the required minimum of $2,000.

Premium Money Market Account charges a monthly fee of $20 if the account balance drops below the required minimum of $25,000.

The Mega Market Account charges a one-time fee of $20 if the account balance drops below the required minimum of $150,000.

Yes, all money market accounts each have a limit of six (6) transactions per statement period.

The Money Market and Mega Money Market Accounts each charge a fee of $5 for each transaction exceeding the monthly limit. The Premium Money Market Account has a fee of $10 for each transaction exceeding the monthly limit.

The rates on all CUTX money market accounts are variable.