Money Market

Money Market

Looking for a way to make your money work harder without tying it up in long-term investments? We've got three good options.

Higher earnings. Easy access to funds. Money Markets are a great stand-alone savings option or a smart piece of a balanced portfolio.

  • Credit Union of Texas offers three types of Money Market accounts
  • Money Markets offer higher returns than traditional savings accounts
  • Easy access to funds through Online and Mobile Banking, through checks and at credit union branches
  • No-risk investment. All deposits insured by National Credit Union Administration
  • Account specialists can explain the details and help you get the most from your savings

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and Saturday 10AM - 2PM CST

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Choose Your Account Type

Are you eligible for membership? See our Membership Eligibility

Regular Money Market

Give your savings a little extra push. With an initial $2,500 deposit, you can begin earning a higher interest rate.

Premium Money Market

A bigger balance can take your earning to an even higher level. To open a Premium Money Market, you'll need a minimum deposit of $25,000.

Mega Money Market

For larger investors, steady returns from Money Markets can help balance the volatility of stocks. Our Mega Money Market requires an opening deposit of $150,000.

Put your money to work for you.

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General Money Market FAQs

You can open a Money Market Account online here.

To open a Premium or Mega Money Market Account, please schedule an appointment to visit one of our locations.

There are no fees on our Money Market Accounts as long as you maintain the required minimum balance.

  • If your balance drops below $2,000 on the regular Money Market, there's a $10 monthly fee.
  • If your balance drops below $25,000 on the Premium Money Market, the monthly fee is $20.
  • If your balance drops below $150,000 on the Mega Money Market, there's a one-time $20 fee.
Yes, there are based on federal law. Each account has a limit of six transactions per statement period.

The Money Market and Mega Money Market Accounts each charge a fee of $5 for each transaction over the monthly limit while the Premium Money Market Account has a fee of $10 for those instances.
All Money Market rates are variable.


Great services, excellent staff.

Syed W. H.
I always feel like I’ve been given the best advice for me and my family. They really do put their members first.
Sonya M.
Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!
Russell V.

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