Save the Change

When you use your CUTX debit card, each purchase rounds to the next dollar and the extra money goes into your own special savings account. It's a convenient way to grow your money over time without much effort.

Schedule Appointment

Turning spare change into a fistful of dollars - it's another way that Credit Union of Texas can help you put more money in your pocket every day.

Open a Save the Change account and link it to your CUTX checking account
Get a free Mastercard debit/ATM card and use that card for as many purchases as possible
Your purchase price will automatically be rounded up to the nearest dollar
That extra change will be transferred into your Save the Change account to use however you wish

Schedule Appointment

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to an Account Specialist
972-263-9497

Schedule an appointment

Get a personalized consultation.

Exclusive Benefits Include

Are you eligible for membership? See our Membership Eligibility

Online Banking

Move money, monitor progress, set up recurring transfers, and get spending alerts, quickly and easily.

No Monthly Fees

Every dollar that stays in your account is one that you can put to great use sometime down the road.

Plan Ahead

Putting a solid savings plan in place prepares for whatever life brings. You can always lean on savings.

Find the account that fits you.

Compare Savings Accounts

General Savings FAQs

What is the minimum account balance?

It's not much. Just keep at least $5 in your Share Savings Account to continue enjoying all we offer.

Do your savings accounts include fees?

Most of them don't, one does. For the Share Savings Account, you'll need to keep at least $50 on deposit to avoid a $5 service fee; otherwise, our savings account have no required minimum balance to avoid fees.

Keep in mind, if you make more than 12 withdrawals on any of our savings account, a $5 fee per extra withdrawal may be charged.

How much do I need to deposit to open a savings account?

We want to make it as easy as possible for you to start saving and strengthen your finances. For the Share Savings Account and Kids Account, all it takes is a $5 deposit to open the accounts. For Holiday Savings and Member's Choice, you'll need to deposit at least $25.

Is the interest I earn fixed or variable?

Interest is variable and may change with the prime interest rate.

Why CUTX?

Great services, excellent staff.

Syed W. H.

I simply love this credit union location. My family has gotten several auto loans and personal loans there. I have been a member for over 30 years and my children have accounts also.

Laretha S.

Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!

Russell V.