Business Checking Account

We understand you have unique needs based on your company’s business plan and goals. Our Business Checking Account solutions provide flexibility in functionality, while cultivating the growth of your operation.

Benefits of a CUTX Business Checking Account:

Whether you are just starting out, or run lower balances/transaction volumes, the CUTX Business Checking Account provides the stability to help cultivate your growth strategy.

  • 24/7 Access through Online and Mobile Banking1
  • Get a Complimentary Business Debit Card2
  • Access your money at 80,000+ surcharge-free ATMs nationwide3
  • 100 free items4 per month, $0.25 per additional item
  • Local support by appointment from the CUTX Business Banking team
  • Open with a $25 minimum deposit

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CT

Talk to a Team Member

Schedule an appointment

Request Your Free Business Checking Account Consultation

Available Cash Flow Management Services

Manage Funds

Electronic invoicing services, track business operations via Online and Mobile Banking1 and provide access to sub users.

No Surprises

Bank with clarity. Our transparent minimum balances and fees are easy to understand, giving you a predictable banking experience.

Insured and Safe5

Embrace financial safety and bank confidently, knowing that all CUTX business checking accounts are NCUA insured.

Wire Transfers

Move your funds quickly and securely while reducing check processing costs, and view your transactions online.

Positive Pay

Enjoy automated fraud prevention, daily check alerts, pre-clearing reviews, and hassle-free check approvals.

Remote Deposit

Secure financial history storage, easy audits, save time and experience increased worktime efficiency.

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Business Checking Account FAQs

Business Checking will only cost a $10 monthly service fee.

There will be no monthly service fee if you maintain a monthly average balance of at least $5,000.00

All you need to do is request a complimentary debit card when you open your account online and we'll mail it to you once your account is opened. Or, you can pick up a new or replacement debit card by visiting one of our branch locations or calling 972-263-9497.

A $5.00 charge will be incurred for each transfer from shares, deposits, or a line of credit when an overdraft occurs in CUTX Business Checking Account.

You can place a stop payment on a check through Digital Banking or Telephone Teller for a $35.00 fee. If you visit a branch location or call Member Services at 972-263-9497 the fee is $35.00.

Confidently check your balances, transfer funds, pay bills, or see your statements - anytime, anywhere with Digital Banking!

Enroll now or sign in to get started.

There are a few ways to get your checking account number. You can log into Online Banking and locate your 13 digit checking account number above your Current Balance. This is the information you need to provide for making payments from your checking or getting a direct deposit.

You can also get your account number from the bottom of your checks.

If neither of these methods applies to you, please call 972-263-9497 or visit a branch and we will be happy to assist you.

Schedule an appointment with a business services expert, or apply online. We'll make sure you understand what a business checking account is, assist you in signing up, and make sure you are familiar with the tools CUTX can bring to your fingertips.


Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!
Russell V.
I always feel like I’ve been given the best advice for me and my family. They really do put their members first.
Sonya M.
I’ve been a member for almost 30 years, I can’t imagine banking anywhere else. You’re more than another account at CUTX, you’re a member, you’re a family.
Elsa H.

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Financial Calculators

1Message and data rates may apply.

2The first debit card that is issued per account and per sub-account will be complimentary. Any additional debit cards that are issued will come with a replacement fee of $5.00. Please see the Business Accounts Fee Schedule and Rate Sheet for additional details.

3Surcharge-free ATMs are available through AllPoint and MoneyPass networks. Visit or to find one near you.

4An “item” is defined as but is not limited to the following: deposit tickets, single checks included in a deposit, deposits or withdrawals originated through an automated clearing house (ACH), an ATM, in person or by a call center representative, and paid checks issued from the account. Exclusion: Transfers initiated through an ATM, Online or Telephone Banking and transfers between accounts at CUTX are not included in the per item fee calculation.

5Administered by the NCUA, the Share Insurance Fund insures individual accounts up to $250,000.