Business Checking Plus Account

The Business Checking Plus Account at CUTX is designed to meet the specific needs of businesses with intricate operating structures, higher transaction volumes, and substantial balances.

What is a CUTX Business Checking Plus Account?

Welcome to an enterprise banking experience that offers the resources necessary to support your company's strategic objectives and ongoing expansion. Our Business Checking Plus Account can optimize your organization's financial operations and provide a comprehensive transaction management platform.

  • Round-the-clock access to your business account via our secure online and mobile banking platforms1
  • Receive a complimentary business debit card2 with your account, providing you with a convenient and cost-effective payment solution
  • 200 free items3 per month, $0.25 per additional item
  • Access your money at 80,000+ surcharge-free ATMs nationwide4
  • Our team is dedicated to providing you with personalized and localized support to help you achieve your business objectives
  • Monthly maintenance fees may be waived when an average monthly balance of $10,000 is maintained
  • Open with a $25 minimum deposit

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CT

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Request Your Business Checking Plus Account Consultation

Built-in Cash Management Services Include:

Move Money with Ease

Seamlessly control funds online or mobile1. Deposit checks, pay bills, initiate transfers - whenever, wherever.

No Surprises

At CUTX you can always expect a predictable banking experience with clear minimum balances and fees - no surprises here.

Insured and Safe5

Embrace financial security and bank confidently, knowing that all CUTX business checking accounts are NCUA insured.

Wire Transfers

Manage your funds with ease and security, using our wire transfer services, with dual control and secured processing

Positive Pay

A reliable and secure way to protect your business with automated fraud prevention and easy check approval

Remote Deposit

Secure financial history storage, easy audits, save time and experience increased worktime efficiency.

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Business Checking Plus Account FAQs

Business Checking will only cost a $15 monthly service fee.

There will be no monthly service fee if you maintain a monthly average balance of at least $10,000.00

Simply request a complimentary debit card during the online account opening process and we will send it to you via mail after the account is established. If needed, you can also pick up a new or replacement debit card2 by visiting one of our branch locations or calling 972-263-9497.

In the event of an overdraft in a CUTX Business Checking Account, a $5.00 fee will be charged for each transfer from shares, deposits, or a line of credit.

You can place a stop payment on a check through Digital Banking or Telephone Teller for a $35.00 fee. If you visit a branch location or call Member Services at 972-263-9497 the fee is $35.00.

Confidently check your balances, transfer funds, pay bills, or see your statements - anytime, anywhere with Digital Banking!

Enroll now or sign in to get started.

To open an account, an initial minimum deposit of $25 is required. There are no further minimum balance requirements. However, your monthly service fee will be waived if you maintain an average monthly balance of $10,000.00.

You may schedule an appointment with a CUTX business services expert to open your checking account. They will help you understand the requirements for a business checking account, assist you in signing up, and introduce you to the tools offered by CUTX. You also have the option to apply online.

There are a few ways to get your checking account number. You can log into Online Banking and locate your 13 digit checking account number above your Current Balance. This is the information you need to provide for making payments from your checking or getting a direct deposit.

You can also get your account number from the bottom of your checks.

If neither of these methods applies to you, please call 972-263-9497 or visit a branch and we will be happy to assist you.


Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!
Russell V.
I always feel like I’ve been given the best advice for me and my family. They really do put their members first.
Sonya M.
I’ve been a member for almost 30 years, I can’t imagine banking anywhere else. You’re more than another account at CUTX, you’re a member, you’re a family.
Elsa H.

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Financial Calculators

1Message and data rates may apply.

2The first debit card that is issued per account and per sub-account will be complimentary. Any additional debit cards that are issued will come with a replacement fee of $5.00. Please see the Business Accounts Fee Schedule and Rate Sheet for additional details.

3An “item” is defined as but is not limited to the following: deposit tickets, single checks included in a deposit, deposits or withdrawals originated through an automated clearing house (ACH), an ATM, in person or by a call center representative, and paid checks issued from the account. Exclusion: Transfers initiated through an ATM, Online or Telephone Banking and transfers between accounts at CUTX are not included in the per item fee calculation.

4Surcharge-free ATMs are available through AllPoint and MoneyPass networks. Visit or to find one near you.

5Administered by the NCUA, the Share Insurance Fund insures individual accounts up to $250,000.