



It pays to find a credit card with a competitive rates. You'll cut down on interest charges, giving you more to spend on the better things in life.
- No annual fees*
- No annual or balance transfer fee*
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Easier approval process
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Requires a minimum deposit
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Helps build credit
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Can re-establish shaky credit
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Backed by a major credit card brand
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Accepted everywhere MasterCard is accepted
- Easily manage your account online and through our mobile app
- Track your spending, set a budget, pay your bill and more
- Mastercard ID Theft Protection and Resolution Services**
Questions? We can help.
Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to an Account Specialist
972-263-9497

Get a personalized consultation.
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Financial CalculatorsGeneral Credit Cards FAQs
You have a couple of options. Either apply online here or stop by one of our branches.
You can mail a payment to:
Credit Card Payments
P.O. Box 660493, Dallas, TX 75266-0493
Overnight Payments:
560 Carillion Pkwy, St. Petersburg, FL 33716
Payment Protection is a great way to protect you and your family when the unexpected happens. This voluntary protection program is designed to help you get relief from payments when you need it most after you're laid off, you become disabled, or worse. It's easy to enroll. Just call us at 972-705-4804.
Your purchase of Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a credit card. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Payment (Debt) Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
Act quickly by calling 1-866-604-8156 anytime to report your card lost or stolen. We'll freeze your card and help you get a new one to protect your account. A new PIN will be assigned to your debit card, which you can change after you receive our PIN mailer.
Why CUTX?
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Visit your local branch
We have several locations in DFW and East Texas. Come see us!
Ready to apply?
Apply online now or get started if you need assistance with your application.