Debit card

Debit Cards

It's slim and sleek, easier to carry than cash, and is quite likely the most versatile money management tool in your wallet, leather or digital.

Make purchases at stores anywhere. Get cash at ATMs everywhere. Link the card to your mobile device for lightning-fast payments through your digital wallet.


  • Accepted by online retailers and at any stores where you see the Mastercard logo
  • Use your card to access cash from a nationwide network of 80,000+ surcharge-free ATMs1
  • Text alerts inform you of suspicious activity on your card2
  • Free Roadside Assistance and travel assistance services
  • Enjoy extended warranties on many purchases3
  • Enhanced card controls in our app (available on iOS & Android) let you report a lost/stolen card, order a new one and keep your card active when you travel4

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST



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972-263-9497




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Exclusive Benefits Include


Are you eligible for membership? See our Membership Eligibility

Digital Wallet

Speed through checkout lines with one-tap payments by linking your smartphone to your debit card.

Reliable Protection

With Mastercard, you'll never have to pay for unauthorized purchases made with your card.

Make The Change Count

Round up every purchase you make with your card and get the extra money deposited directly into a Save the Change account.

Travel Safety

In our CUTX Card Controls mobile app, let us know if you’re traveling outside of North Texas…”

Lost or Stolen Card

Report this immediately through our mobile app. We'll freeze your account to avoid fraud.

Transaction Alerts2

Real Time Transaction Alerts and Spending controls in the CUTX Card Controls App.

Check out our account options.

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Setting Up Apple Pay, Google Pay, and Samsung Pay


Setting up Apple Pay

Apple Pay is the digital payment system for iOS mobile devices. Open the wallet app on your phone. Snap a photo of your CUTX Mastercard Debit Card and enter the security code from the back. Once you validate the card with CUTX, simply touch the fingerprint scanner near any compatible card reader.


Setting up Google Pay

Google Pay works with Android phones running the latest version of the operating system. Download Google Pay and set it up, adding your CUTX MasterCard Debit Card. Google Pay works with PIN, pattern, password, fingerprint, or retinae scanning screen locks.


Setting up Samsung Pay

Samsung Pay works with Samsung phones and has an extra feature to make it usable with terminals equipped for digital wallets and for older card readers that work on magnetic stripes. Like with the others, find the wallet app on your phone and add your CUTX Mastercard Debit Card.

Get a good look at where you are and where you're going next.

Financial Calculators



General Checking FAQs

Take your pick. You can either drop by one of our locations, email Card Services (please include full name and last 4 digits of SSN), or call 972-263-9497.
It's a simple process once you log into online banking. Just activate the Debit Card Fraud Alerts and Transaction Alerts under Settings & Alerts. You can set up your preferences for what triggers an alert.
Call us at 866-985-2273 to activate your card or change your PIN.
First, open the wallet app that came with your phone. Then, take a picture of your debit and/or credit card and enter your security code. Next, follow the steps provided to verify your card with us. Keep in mind, you may need to set up your fingerprint scanner so you can pay with just the touch of a finger.
Don't panic, but act quickly. Immediately call 972-263-9497 or 1-800-314-3828 to report it. Agents are standing by 24 hours a day, 7 days a week. We will cancel your card and issue you another. You can pick up a replacement at one of our branches or we’ll mail it to you.
If you still have your card but it's damaged, drop by one of our branch locations to get a replacement. Or call us at 972-263-9497 to request a new card by mail.
That depends on where you use it. There are no fees if you use your card at any merchant that accepts Mastercard, or at one of our ATM locations. You may pay a fee for using a foreign ATM or if you use your card internationally. Most international fees are 2% of the transaction.
You can turn your card off and on, set near-real time transaction alerts, let us know if you’re traveling, set spending controls, and more.
 Call us at 972-263-9497 and we will walk you through the process.

Why CUTX?

Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!
Russell V.

Great services, excellent staff.

Syed W. H.

Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.

Xavier H.

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1 Surcharge-free ATMs are available through AllPoint and MoneyPass networks. Visit allpointnetwork.com or moneypass.com to ¬find one near you
 2 Message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier’s coverage.
 3 Special Program Notes: Please refer to your actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
 4 When you place a lock on your debit card via Mobile Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. However, the lock may not stop card transactions presented as a new recurring transaction by the merchant or the posting of refunds, reversals or credit adjustments to your account. Additionally, transactions and authorizations that occurred prior to locking the card will not be affected. During card processor limited down time, purchases may be approved due to the lock restriction not being enforced by the stand in processor. This feature is available on the Mobile Banking app for iPad, iPhone and Android devices. Data connection required. Locking your card is not a replacement for reporting your card lost or stolen. Contact us immediately at 1-800-314-3828 if you believe that unauthorized transactions have been made. Alerts may be sent to you in the form of an e-mail or text message. Your mobile carrier’s standard text-messaging and data rates will apply.