

Our goal is to make your dream home purchase far more affordable through a smaller down payment and no private mortgage insurance (PMI)*.
- Ideal option for first-time buyers who don't have a lot of savings
- Borrow up to 95% of your new home's value
- Qualify for a loan with a down payment of just 5%
- With no private mortgage insurance, your monthly loan payments will be lower
- Use extra cash for furnishings, renovations or to rebuild your savings
Questions? We can help.
Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to a no pmi mortgage loan specialist
972-705-4845
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5% Down No PMI Mortgage FAQs
Along with the down payment and monthly payment, you have:
- Closing costs, which may be between 1% and 5% of the loan
- Property taxes
- Home insurance
Plus, as a homeowner, you’re responsible for upkeep and maintenance, so it’s a good idea to have extra money budgeted for those expenses.
Why CUTX?
We're Here To Help
Schedule your appointment with a loan officer today
We have several convenient locations in North Texas. Come see us!
Ready to apply?
Apply online now or get started if you need assistance with your application.
*LTV = Loan to Value. PMI = Private Mortgage Insurance. NMLS #576560 Credit Union of Texas provides mortgage loans through its affiliate Texas Mortgage Lending, LLC, NMLS #1641703. CUTX home loan programs are only available in Texas. Loans are subject to credit approval, CUTX's lending policies, and property approval. Prequalification is not a commitment to lend. Traditional closing costs apply. Membership required.