Business Treasury Services

Empower your business with our innovative Treasury Services solutions, designed to optimize financial stability and growth. Let CUTX's expertise guide you in maximizing operational efficiency and unlocking your business' full potential.

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Treasury Services and Cash Flow Management encompasses a range of crucial components that work together to ensure the financial health of your business. By strategically analyzing income sources, controlling expenses, and optimizing working capital, our tailored solutions help you maintain a positive cash flow and make well-informed financial decisions.

Mobile Deposit¹ - Enjoy the convenience of Mobile Deposit, allowing you to deposit checks from anywhere, anytime, right from your smartphone.
Merchant Services² - Speed up your business's cash flow with secure and reliable payment processing solutions.
Payroll Services² - Experience accurate and timely payroll services that save you time and reduce errors, giving you the peace of mind to focus on growing your business.
Business Bill Pay² - Maintain more control over your business expenses to optimize cash flows, and reduce manual entries, paperwork, and bookkeeping. Plus, increase your security and reduce the risk of identity theft from mailing checks.
Positive Pay² - Safeguard your business against check fraud with Positive Pay, ensuring only authorized transactions are processed.
Wire Transfers³ - Execute fast and secure wire transfers, enabling immediate funds transfer both domestically and internationally.
ACH - Streamline your payments and collections with Automated Clearing House (ACH) services, reducing processing times and costs.

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to a team member
972-263-9497

Schedule an appointment

Get a personalized consultation.

Merchant Services²

CUTX is proud to help you elevate your customers' experience with comprehensive Merchant Services. From traditional point-of-sale terminals to innovative mobile and online payment options, our merchant services will help you streamline transactions and increase customer satisfaction while maintaining the highest level of payment security.

• Accept payments easily - Take credit or debit card payments over the phone, online, or in person with a mobile device or one of our POS devices.

• Manage your business - Track sales in real time and manage orders, inventory, and employees.

• Grow your business - Harness the power of customer engagement, financial solutions, and market insights.

• Get the right service plan for your business - We have tailored plans for your business – we thought of all the details, so you don’t have to.

dentist and dental assistant in a dental office

Payroll Services²

CUTX offers exceptional Payroll Services which deliver a complete, hassle-free solution for managing your employees' compensation, tax withholdings, and reporting requirements. By handling all aspects of payroll, from calculating wages and deductions to filing taxes and distributing paychecks, we can help you save time, reduce the risk of errors, and maintain compliance with ever-changing tax regulations. No matter your business size, we've got you covered.

• Superior payroll and HR tech - Everything you need in a modern, easy to use, all-in-one platform.

• Trusted by more than 1,000,000 clients - With unmatched global experience in HR, payroll and compliance.

• Options for your business needs - From simple tools to full-service outsourcing

• 24/7 phone and chat - Call or chat anytime, or find answers at your fingertips with a robust online help center that makes it easy to search for information like how-to guides and support articles.

• Easy-to-use employee tools - Save time and empower your team with easy-to-use digital tools and meaningful perks, including simple, self-managed onboarding and flexible pay options.

two young female entrepreneurs high fiving

Online and Mobile Banking¹

You're on the move and we're always keeping pace. Manage your money from your laptop or mobile device, so you always have easy access to your accounts at anytime, anywhere you go.

• Make and receive payments faster with CUTX ACH Origination
• Enjoy the flexibility with the ability to expedite the transfer of funds to an external bank account, and confirm receipt quickly and easily with external funds transfers.
• Reduce the risk of lost or misplaced payments by converting paper checks into electronic transactions through Remote Deposit Capture.
• Provide a better payment experience for your customers by sending easy-to-use texts, QR codes, emails, phone calls, and more through digital invoicing and payments.

Exclusive Benefits Include

Multiple Solutions

Invest in success with our comprehensive suite of tools and services, designed to bolster your business's financial performance.

Improved Customer Experience

Effective Cash Flow Management simplifies transactions and streamlines payment processes, making it more convenient for your customers.

Easy to Use

With our various services, ease of use is always top of mind. Take advantage of our services that can help simplify how your business operates.

General Cash Flow Management FAQs

How can cash flow management benefit my business?

Cash Flow Management involves the strategic monitoring and control of your business's incoming and outgoing finances to maintain a healthy cash flow. Effective management can help reduce financial risks, improve operational efficiency, and provide a solid foundation for growth and expansion.

How does Positive Pay protect my business?

Positive Pay is a fraud prevention service that cross-references issued checks with those presented for payment. By ensuring only authorized transactions are processed, it helps safeguard your business against check fraud and enhances the security of your accounts.

Why CUTX?

Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!

Russell V.

Great services, excellent staff.

Syed W. H.

Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.

Xavier H.

Helpful Documents

Business Entity Checklist

CUTX Business Account Fee Schedule and Rate Sheet Rate Sheet

Business Treasury Services

Questions? We can help.