

Sit back and relax. Or set out on new adventures. With the help of an IRA, you can afford any retirement lifestyle that you choose.
- Choose Traditional or Roth IRAs
- Open Traditional or Roth IRAs for just $1,000
- Contribute up to $6,000 a year ($7,000 if you're over age 50)
- Accelerate your savings progress by investing in our IRA Certificates of Deposit
- Ask about our Education IRAs - also known as Coverdell Education Savings Accounts - that can help cover college costs
Questions? We can help.
Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to an Account Specialist
972-263-9497

Get a personalized consultation.
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IRA CD Rates
*The Annual Percentage Yields (APYs) are accurate as of July 31, 2020 and are subject to change.
Get a good look at where you are and where you're going next.
Financial CalculatorsGeneral Individual Retirement Account FAQs
Just make an appointment to visit your nearest CUTX location we'll set you up to save.
There's some paperwork involved with this, so please stop by the nearest CUTX location to make a contribution.
Like contributions, IRA distributions also require forms to be completed. Please stop by the nearest CUTX location to take a distribution.
Once you reach age 72, the Internal Revenue Service requires a minimum distribution of at least once per year.
Your IRA funds will be passed to your beneficiaries, so be sure to keep your list of beneficiaries up to date. IRA funds are separate from your membership account and require a separate beneficiary form.
Why CUTX?
We're Here To Help
Visit your local branch
We have several locations in DFW and East Texas. Come see us!
*Registration/activation required. Health Discount Savings is not insurance.