CUTX Has The Best IRA Rates in Texas
Make your plan for retirement savings with a high yield, risk free investment.
Wondering how to save for retirement?
Sit back & relax, or set out on new adventures. With the help of an IRA, you can afford to save for your dream retirement.
- Choose Traditional or Roth IRAs
- Open Traditional or Roth IRAs for just $1,000
- Contribute up to $6,000 a year ($7,000 if you're over age 50)
- Accelerate your savings progress by investing in our IRA Certificates of Deposit
- Ask about our Education IRAs - also known as Coverdell Education Savings Accounts - that can help cover college costs
Questions? We can help.
Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST
Talk to an IRA Investment Specialist
(214) 818-3231
Get a personalized IRA investing consultation.
IRA Rates
*The Annual Percentage Yields (APYs) are accurate as of September 5, 2024 and are subject to change.
We offer the following IRA's:
Educational IRA
Roth/Traditional IRA
IRA Certificate of Deposit
Get a good look at where you are and where you're going next.
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General Individual Retirement Account FAQs
Just make an appointment to visit your nearest CUTX location we'll set you up to save.
There's some paperwork involved with this, so please stop by the nearest CUTX location to make a contribution.
Like contributions, IRA distributions also require forms to be completed. Please stop by the nearest CUTX location to take a distribution.
Once you reach age 72, the Internal Revenue Service requires a minimum distribution of at least once per year.
Your IRA funds will be passed to your beneficiaries, so be sure to keep your list of beneficiaries up to date. IRA funds are separate from your membership account and require a separate beneficiary form.
Why CUTX?
We're Here To Help
Visit your local branch
We have several locations in DFW and East Texas. Come see us!
Talk to a team member
Need to speak with someone directly? We have options for that.
(214) 818-3231
*APY (Annual Percentage Yield) assumes interest remains on deposit until maturity. A penalty may be imposed for early withdrawals.
1. To withdraw from a Roth IRA, the account must meet the following requirements; minimum 5 year holding period, must be 59 ½ years of age or older, or one of the following exceptions: first-time home purchase, college expenses, and birth or adoption expenses.