Credit Union of Texas
Together we can achieve more.
Our members are your neighbors and friends, and we take pride in the communities we actively serve, strengthen and connect. We're all in this together, and we believe in both delivering a better modern banking experience and giving back to the communities we serve.
Start to enjoy
simple banking, your way
Become a member of CUTX and you immediately gain access to responsible financial products, powerful digital tools, and helpful people who can help you reach your goals. The best part is that you get all of this while knowing you're also positively contributing to your community by supporting a credit union that actively supports others.
Get on the road
to more savings
Whether you're buying a vehicle or looking to refinance your existing auto loan, our low rates, excellent service and auto protection programs put you in the driver's seat. And with our quick application we can give you an instant decision, then you can complete the processes from the comfort of your own home.
Welcome home to
a better experience
Whether you're a first-time buyer or an experienced homeowner, we offer flexible mortgages and convenient home equity products to help you enjoy big milestones and get the most value out of your home and mortgage.
Invested over $13,582,182
into our community through donations, sponsorships, and community programs
Volunteered 2233 Hours
to directly help support our community's most needed over the past 6 years
Partnered with 36 districts
and supporting dozens more local non-profits and service based organizations
Simple and secure access
to manage your accounts anytime and anywhere online and through our mobile app.
Low rates & flexible terms
We're the Texas loan company that helps you save more and get a better loan for your financial situation
Get an instant decision
Simple use our our quick credit union application online, visit a CUTX branch, or call our member services team
Good rates can help you
realize your dream faster, whether you're buying a new home, refinancing, or getting a HELOC
Take control of home buying
and choose a mortgage that fits your budget and lifestyle
Trust our home loan experts
who know the North Texas market and can help you throughout the entire process
Explore Credit Union of Texas Products and Services
Credit Union of Texas Wins 2022 International Torch Awards for Ethics from the International Association of Better Business Bureaus
We're honored to be recognized by an organization that is synonymous with trust.
Banking with us means you'll be able to enjoy simple banking your way, delivered with plenty of added bonuses.
12 Month No Penalty CD
Invest without the risk. With a minimum deposit of $25,000, get 4.50% APY (Annual Percentage Yield) for 12 months.* With this new account type, you can make your savings work for you and earn more in a shorter amount of time!
*The Annual Percentage Yields (APYs) are accurate as of April 14, 2023 and are subject to change. For new money only.
Understanding Deposit Insurance – and Strategies You Can Take To Increase Your Coverage with CUTX
Your money is safe with CUTX. For large deposit holders, here are some tips on how you can maintain coverage for your funds over the standard maximum of $250,000.
Resources to explore
As a proud Texan credit union, CUTX is always delivering exceptional financial services while investing in you and your community through financial education programs, service initiatives, donations and more.
I want to...
Become a CUTX Member
Open a Savings Account to get started, or open a Secure Plus Checking Account for even more benefits.
Apply for an
Refinance your current car loan, or search for a vehicle and then apply online for an instant auto loan decision.
Buy or refinance
Financing your dream home is within reach. Or maybe you just need to refinance to a better mortgage that works for you.
Watch & Learn
Make more informed decisions with your money. Our Financial Education Articles and Calculators can be insightful for any situation.
Banking has never been so convenient. Enroll in Online Banking to get the tools you need for secure account management.