Protect your finances and your automobile investment with the comprehensive Auto Protection Program from the Credit Union of Texas. We offer guaranteed asset protection (GAP), vehicle service contracts (VSC), and payment protection coverage all at prices that are typically less than at the dealership. Give us a call at 972-705-4840 to get started now!

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GAP, VSC, Payment Protection

Guaranteed Asset Protection (GAP) For Less

CUTX typically charges significantly less for Guaranteed Asset Protection (GAP) than dealerships do. GAP covers the difference between your car’s depreciated value and your loan amount if your auto is stolen or totaled. Protect your vehicle for less with CUTX.

A Better Vehicle Service Contract

CUTX Vehicle Service Contracts (VSC) cost hundreds less than most dealer plans and include 24/7 Roadside Protection, Road Hazard Tire Protection, Trip Interruption and Rental Vehicle Assistance. We cover what happens after the manufacturers warranty expires, for cars up to 20 years old! With low deductibles.

Payment Protection

With Payment Protection, your auto loan could be put on hold or paid in full in case of unexpected life events like a disabling illness or injury, involuntary unemployment, or death. Protect your investment in your vehicle with CUTX for less than what most dealers charge.

Credit Union of Texas gives you the flexibility to choose the coverage plan, length of coverage, number of miles covered and deductible to fit the way you drive and the budget you live with. Whether you drive 5,000 or 50,000 miles a year, we've made it easy to pick the coverage that's right for you. So sit back and enjoy the ride. We've got you covered.


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Estimates are for informational purposes only and average costs based on actual claims. Guaranteed Asset Protection (GAP) can be purchased when originating or refinancing an auto loan with Credit Union of Texas (CUTX). CUTX Vehicle Service Contracts (VSC) can be added if the vehicle is under a valid manufacturer’s warranty and is financed through CUTX. Auto Protection Program offered through our third party affiliate. Additional terms and conditions may apply. Membership required.