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Auto Rebate vs. Low Interest Financing Calculator

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. A rebate will reduce your auto loan balance, while low interest financing lowers your monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.


Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Auto Rebate vs. Low Interest Financing Calculator: Which One Saves You More Money?

When purchasing a car, one of the most important decisions you'll face is how to finance your purchase. Two popular options that buyers often consider are auto rebates and low interest financing. While both options have their advantages and drawbacks, the key question remains: which one saves you more money in the long run? An Auto Rebate vs. Low Interest Financing Calculator enables you to make an informed decision based on concrete numbers. It takes into account the vehicle purchase price, rebates, interest rates, loan terms, and any other applicable fees or charges. By comparing the total cost of each financing option, you can determine which one offers the greatest savings.