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Buying Vs. Leasing

Leasing Might Be Right for You If….

You’re looking for a lower payment. You don’t want the hassle of buying and selling. You don’t put more than 18,000 miles a year on your car. You’re not prone to accidents. You like the idea of switching to a new car every few years. You don’t care about ownership.

Buying Might Be Right for You If….

You want equity for your payments. You look forward to paying it off and having no more payments. You like customizing your car. You want your automobile for a trade-in or sale later. You drive more than 18,000 miles a year. You want to pick your own insurance rates.

1 - Interest will accrue during the deferment period. Estimated monthly payment example: Loan amount of $20,000 at a rate of 2.39% APR for 36 monthly payments, with no monthly payment for 90 days, would have a monthly payment of $578.60. Loans and Rates are subject to credit approval. Rates and terms are subject to change without notice. Offer excludes existing auto loans already financed at CUTX.

2 - APR = Annual Percentage Rate. Rate shown is the lowest rate available, no additional discounts apply, and is accurate as of January 18, 2019. Loans and Rates are subject to credit approval. Rates and terms are subject to change without notice. Estimated monthly payment example = 36 monthly payments of $28.93 per $1,000 borrowed at 2.39% APR. Offer excludes all loans already financed at CUTX.