Chris Gaston

^* Registration/activation required. Health Discount Savings is not insurance.

^** Bonuses for Checking Accounts: The Bonus offer is only valid on Secure Checking and Secure Plus Checking accounts. This offer is (1) not valid for second checking accounts, (2) cannot be combined with other offers, and (3) is limited to one bonus per household. The promotion flyer must be presented at account opening in-person. Bonus funds are considered interest by the IRS and reportable on IRS form 1099-INT. (a)    You will receive a one-time matching deposit up to $50.00 as a bonus credit to your new checking account once the account has been open for a minimum of 60 days. You must open the account with a minimum balance of $25.00 to obtain the matching deposit bonus. To earn the matching deposit bonus, the amount will be determined by the initial deposit made at the time the new checking account was opened and will not exceed $50. The checking account must be in good standing to receive a matching deposit bonus. The checking account with direct deposit must remain open for a minimum of six (6) months or matching deposit bonus may be debited from account at closing. (b)    You will receive a one-time matching deposit up to $250.00 as a bonus credit to your new checking account once the account has been open for a minimum of 60 days. You must open the account with a minimum balance of $25.00. You must maintain a direct deposit of $600.00 per month to obtain the matching deposit bonus. To earn the matching deposit bonus, the amount will be determined by the initial deposit made at the time the new checking account was opened and will not exceed $250.00. The checking account must be in good standing to receive matching deposit bonus. The checking account with direct deposit must remain open for a minimum of six (6) months or matching deposit bonus may be debited from account at closing. 

¹ Message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier’s coverage.

² An overdraft fee may be imposed for covering overdrafts created by check or electronic funds transfer, including debit card transactions and Automated Clearing House transactions. If sufficient funds are not available, then any such item presented may be returned to the payee due to non-sufficient funds and all applicable fees may be charged to your Account as set forth in the Truth-In-Savings Fee Schedule.

³ This is an optional service on eligible Checking Accounts for each membership. Eligibility is at the sole discretion of the Credit Union and is based on you managing your Checking Account in a responsible manner. This service allows us to pay, at our discretion, any withdrawal order item (whether by check, electronic funds transfer, including ATM and everyday (one-time) debit card transactions and Automated Clearing House (ACH) preauthorized transactions) if you do not have enough available funds to cover the item(s) in your Checking Account. However, if you would like to include overdrafts for ATM and everyday (one-time) debit card transactions, you are required to “opt-in” (in other words, you must provide us with your affirmative consent) to the overdraft service. If we pay overdraft items for you, we will charge your Account an overdraft fee for each overdraft, as set forth in the Truth-In-Savings Fee Schedule. With Overdraft Privilege Pay, we will generally pay your overdraft items up to a total of $800.00; however, whether your overdrafts are paid is discretionary and we reserve the right not to pay an overdraft on your Checking Account. For example, we typically do not pay overdrafts if your Account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. Accounts must be brought to a positive account balance within 30 calendar days.