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Torry Abra Community Engagement

Get $250!**

Take advantage of this special limited time offer! Get up to $250 when you open a Secure or Secure Plus checking account with direct deposit.

You can call me to complete your application over the phone or I can help you schedule an appointment at our nearest branch location and simply bring in this coupon to redeem your discount.

Download Coupon 

Open Your Account Now

To easily open an account, just download and complete the application below then email it along with a copy of your driver's license and your $250 coupon and we'll handle the rest!

If you have any questions, please don't hesitate to call me or email me, and I'll help you!

Download Application

Mobile & Online Banking

Bank any time and anywhere with Mobile & Online Banking. Deposit checks, pay bills, and transfer funds between accounts, all on your mobile device. Store your CUTX MasterCard debit card in your Digital Wallet and pay with just a tap of your thumb. CUTX brings banking to you.

Debit Cards With Extras

CUTX Mastercard® debit cards* come with a lot of extras including Extended Warranty, Price Protection, Purchase Protection Coverage, Road and Travel Assist Services, Global Services, and Mastercard® Securecode.™ Use it old school style, or store it on Apple or Google Pay Digital Wallets.

Get Debit Card Alerts 1

We text you when suspicious activity is detected on your debit card, or any time a debit card transaction occurs. Through CUTX Online Banking, you can opt in to any number of alerts for important events like suspected debit card fraud, online transactions, international transactions, declined transactions, or even transactions over an amount threshold that you set.

Banking By Text 1

You can also text us to let us know you want to see your balance, transfer funds, see recent history, or many other activities using abbreviated text commands. Sign up in Online Banking.

Free Electronic Statements

Electronic statements are faster, safer, and more accessible than paper statements and they’re free! Keep records of all your bank statements for years without a cumbersome pile of paper. Just log in to Online Banking and enroll to go paperless!

Direct Deposit

Save both time and paper by having your paycheck deposited directly into your CUTX account. If you need a form to give your employer or provider, you can access it here.

Check out our account options.

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Financial Calculators

General Checking FAQs

Secure Checking costs only $6 a month for all the extras and there are no monthly fees for students age 25 and under.

Secure Plus Checking is only $10 a month and there no monthly fees for veterans.

All you need to do is request a card when you open your account online and we'll mail it to you once your account is opened. Or, you can pick up a new or replacement debit card by visiting one of our branch locations or calling 972-263-9497.

Just use your debit card to pay for items and services and you get an extended warranty or the extra insurance for up to a year.

Absolutely! You can set up overdraft protection2 from a savings account or line of credit, and we can transfer money into your account for a fee of only $5. If you have Secure Plus, it costs only $1. But if you don't have the funds in any account, you may still be able to sign up for Privilege Pay3 for $35 per transaction.

Opening an account requires a minimum deposit of $25. Otherwise, there are no minimum balance requirements.

Schedule an appointment to visit one of our locations or apply online.

You can access our direct deposit form here. 

You can place a stop payment on a check through Digital Banking or Telephone Teller for a $35.00 fee. If you visit a branch location or call Member Services at 972-263-9497 the fee is $35.00.

Confidently check your balances, transfer funds, pay bills, or see your statements - anytime, anywhere with Digital Banking!

Enroll now or sign in to get started.

There are a few ways to get your checking account number. You can log into Online Banking, click on your checking account, and above your recent transactions you will see your 13 digit checking account number above your Current Balance. This is the information you need to provide for making payments from your checking or getting a direct deposit.

You can also get your account number from the bottom of your checks.

If neither of these methods applies to you, please contact us and we will be happy to assist you.

Yes! With our Secure and Secure Plus checking accounts, you get free access to credit reports from all three major credit bureaus.

If you have a checking account with us there is no charge to cash a check. If you do not have a checking account we will charge 2% of the check amount. If you have any questions please contact us.

We are on 2 networks that offer free ATM services to our members. These are only for withdrawals. You can only deposit funds in an ATM at our branch locations.

  • Over 55,000 free Allpoint ATMs located worldwide at popular retailers such as Walgreens, Kroger, CVS, Target, Costco and more.
  • Get the Allpoint mobile app.
  • Over 24,000 free MoneyPass ATMs located throughout the US and Puerto Rico.
  • Get the MoneyPass mobile app.


I simply love this credit union location. My family has gotten several auto loans and personal loans there. I have been a member for over 30 years and my children have accounts also.

Laretha S.
I’ve been a member for almost 30 years, I can’t imagine banking anywhere else. You’re more than another account at CUTX, you’re a member, you’re a family.
Elsa H.

Great services, excellent staff.

Syed W. H.

* Registration/activation required. Health Discount Savings is not insurance.

** Bonus: Restrictions may apply. Matching deposit bonus offer is only valid on Secure Plus Checking. Coupon must be presented at account opening. This offer is valid on new checking accounts only and not in combination with other offers. To receive the $250 checking deposit match bonus: 1) Open a Secure Plus Checking account, which is subject to approval. 2)Deposit a minimum of $25 at account opening. 3) Have a direct deposit of at least $600 a month deposited to the account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as social security) from your employer or the government. Matching deposit bonus amount will be determined by the initial deposit made when opening the new checking account and will not exceed $250. All above requirements must be met within 60 days of opening the account. You will receive the bonus match as a credit to your new checking account within 40 business days once all requirements are met. The account must not have a negative balance to receive the cash bonus. Checking account with direct deposit must remain open for a minimum of six months or matching deposit bonus may be debited from account at closing. Offer ends without notice. Registration and activation are required to access benefits. Service Fee: Secure Checking Plus has no monthly fee for veterans and first responders , otherwise a $10 monthly fee will apply. Matching deposit bonus is considered interest and is re-portable on IRS form 1099-INT. Membership required.

1 Message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier’s coverage.

2 An overdraft fee may be imposed for covering overdrafts created by check or electronic funds transfer, including debit card transactions and Automated Clearing House transactions. If sufficient funds are not available, then any such item presented may be returned to the payee due to non-sufficient funds and all applicable fees may be charged to your Account as set forth in the Truth-In-Savings Fee Schedule.

3 This is an optional service on eligible Checking Accounts for each membership. Eligibility is at the sole discretion of the Credit Union and is based on you managing your Checking Account in a responsible manner. This service allows us to pay, at our discretion, any withdrawal order item (whether by check, electronic funds transfer, including ATM and everyday (one-time) debit card transactions and Automated Clearing House (ACH) preauthorized transactions) if you do not have enough available funds to cover the item(s) in your Checking Account. However, if you would like to include overdrafts for ATM and everyday (one-time) debit card transactions, you are required to “opt-in” (in other words, you must provide us with your affirmative consent) to the overdraft service. If we pay overdraft items for you, we will charge your Account an overdraft fee for each overdraft, as set forth in the Truth-In-Savings Fee Schedule. With Overdraft Privilege Pay, we will generally pay your overdraft items up to a total of $800.00; however, whether your overdrafts are paid is discretionary and we reserve the right not to pay an overdraft on your Checking Account. For example, we typically do not pay overdrafts if your Account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. Accounts must be brought to a positive account balance within 30 calendar days.