A person using a laptop and cell phone with identity monitoring icons over the image

Identity Protection and Credit Monitoring with IDProtect®

Protect your identity and secure your financial future.

With IDProtect® through CUTX Secure Checking Accounts and Secure Plus Checking Accounts, enjoy comprehensive identity theft monitoring, rapid alerts, professional recovery services, and financial support.



Comprehensive Identity Protection You Can Rely On

IDProtect®1 offers complete identity theft protection, proactively safeguarding your personal and financial information.

  • Identity Theft Expense Reimbursement Coverage2: Up to $10,000 to cover identity restoration expenses.
  • Dedicated Fraud Resolution Specialist: Professional help restoring your identity from start to finish.
  • Debit and Credit Card Registration: Quickly cancel and replace cards via one toll-free number. (Activation required)
  • Credit File Monitoring: Daily monitoring with instant alerts for credit report changes. (Activation required)
  • Credit Report and Scores3: Access to your credit reports and VantageScore credit scores. (Activation required)
  • Credit Score Tracker4: Monthly tracking to stay informed on your credit score trends. (Activation required)
  • Credit Score Simulator: Test how financial decisions might affect your credit. (Activation required)
  • Identity Monitoring: Continuous monitoring across over 1,000 databases. (Activation required)
A smiling woman holding a mug and pen, looking at her laptop screen

How IDProtect® Works For You

If identity theft strikes, IDProtect® offers more than just alerts. We help you fully recover:

  1. Receive alerts immediately upon detecting suspicious activity.
  2. Work directly with a dedicated fraud resolution specialist.
  3. Get reimbursed up to $10,000 for identity restoration costs.
  4. Restore your credit and clear your name efficiently.

Your identity stays protected, and your life stays uninterrupted.

Protect Your Entire Family5

IDProtect® doesn't just safeguard you; it extends comprehensive identity protection to your eligible family members, including:

  • Spouse or domestic partner
  • Dependent children under 25
  • Parents residing in the same household

Gain security for the ones who matter most at no additional cost.

A happy multigenerational family in their back yard

Real-Life Peace of Mind

Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.
























































1. IDProtect® is a registered trademark of Econocheck Corporation.
2. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.
3. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness.
4. Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.
5. Eligible Family Members include: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.