
Savings Account
Savings is foundational to financial health. CUTX’s straightforward, free savings account lets you save for a future expense. Dip into your savings up to 12 times per year while earning interest and dividends.
Our Plano branch will remain temporarily closed due to water damage. We apologize for any inconvenience this may cause, and invite you to visit one of our other branch locations. In line with the CDC guidance, all employees and members visiting a branch location will still be required to wear a mask, until further notice.
Enroll in CUTX's Savings and Money Management Email Series today! You'll get a no-pressure series of occasional emails with original content and insights that can help you make the most of your savings and develop a plan for the long run.
The Annual Percentage Yields (APYs) are accurate as of April 13, 2020 and are subject to change.
Please select your min balance
$0 - $99.99 | $100 - $500 | $500.01 - $1,000 | $1,000.01 - $2,000 | $2,000.01 + | ||||||
---|---|---|---|---|---|---|---|---|---|---|
Dividend Rate | APY* | Dividend Rate | APY* | Dividend Rate | APY* | Dividend Rate | APY* | Dividend Rate | APY* | |
Regular | .00 | .00 | .00 | .00 | .00 | .00 | .00 | .00 | .00 | .00 |
Holiday Savings | .00 | .00 | .00 | .00 | .00 | .00 | .00 | .00 | .00 | .00 |
Members Choice | .00 | .00 | .00 | .00 | .00 | .00 | .00 | .00 | .00 | .00 |
The Annual Percentage Yields (APYs) are accurate as of April 13, 2020 and are subject to change.
Please select your min balance
$0 - $500 | $500.01 - $1,000 | $1,000.01 - $2,000 | $2,000.01 + | |||||
---|---|---|---|---|---|---|---|---|
Dividend Rate | APY* | Dividend Rate | APY* | Dividend Rate | APY* | Dividend Rate | APY* | |
Kids Savings | .00 | .00 | .00 | .00 | .00 | .00 | .00 | .00 |
There must be a minimum of $5 in a regular saving account.
Only the Share Savings Account requires a minimum of $50 to avoid a $5 service fee. Other types of savings accounts have no required minimum to avoid fees.
An excessive withdrawal fee of $5 per withdrawal may be assessed if more than twelve withdrawals are performed within a single calendar year.
For the regular Share Savings Account and Kids Account, the opening deposit is $5. For the other savings accounts such as Holiday Savings and Member Choice, the opening deposit is $25.
Yes! You can make up to twelve (12) withdrawals per calendar year without incurring a withdrawal fee. The timing and amount of those transactions is entirely up to you.
The interest you earn is variable and may change as the prime interest rate fluctuates.
*APY Annual Percentage Yield. Interest Rates are subject to change without notice. Interest is calculated and accrued daily based on the daily balances in the account. Fees could reduce earnings. A copy of the Truth in Savings Disclosure will be provided to you before you open your account or is available at any time upon request from a teller.