1. To be eligible to receive the $50 reward bonus: 1) You (the referrer) must fill out the referral registration form at www.cutx.org/refer-a-friend, and they (the referee) must fill out the registration form linked in the email they will receive after being referred. They must then apply for the loan and 2) Purchase or refinance their vehicle with Credit Union of Texas. Offer subject to end without notice. You/They will receive the reward bonus as a credit to their CUTX shares account within 30 days once all requirements are met. If the referral does not result in a funded loan, the $50 reward bonus will not be paid out. May be reportable to IRS. Subject to CUTX lending program requirements. Offer excludes existing loans already financed through CUTX.

2. Restrictions may apply. This offer is valid on new checking accounts only and not in combination with other offers. To be eligible to receive the $100 reward bonus: You (the referrer) must fill out the referral registration form at www.cutx.org/refer-a-friend, and they (the referee) must fill out the registration form linked in the email they will receive after being referred. Then they must: 1) Open a Secure or Secure Plus Checking account, which is subject to approval. 2) Deposit a minimum of $25 at account opening. 3) Have a direct deposit of at least $600 a month deposited to the account within 60 days of account opening. Their direct deposit needs to be an electronic deposit of their paycheck, pension or government benefits (such as social security) from your employer or the government. All above requirements must be met within 60 days of opening the account. You/They will receive the bonus as a credit to Your/Their CUTX checking account within 30 days once all requirements are met. Your/Their account must not have a negative balance to receive the bonus. Offer subject to end without notice. Registration and activation may be required to access benefits. Service Fee: Secure Plus Checking has no monthly fee for veterans, otherwise a $10 monthly fee will apply. Secure Checking Account has no monthly fees for students 25 and under, otherwise a $6 monthly fee will apply. Reward bonus is considered interest and is reportable on IRS form 1099-INT.

3. To be eligible to receive the $50 reward bonus: You (the referrer) must fill out the referral registration form at www.cutx.org/refer-a-friend, and they (the referee) must fill out the registration form linked in the email they will receive after being referred. They must then open the CD account with a minimum of $10,000. Offer subject to end without notice. You/They will receive the bonus as a credit to their CUTX shares account within 30 days once all requirements are met. Reward bonus is considered interest and is reportable on IRS form 1099-INT.

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