CUTX Advanced Auto Program Disclosures




Loan Protection Disclosure

Payment protection products, including Credit Life Protection and Credit Disability Protection (offered through CUNA Mutual), and Guaranteed Asset Protection (GAP), Vehicle Service Contracts (VSC), and Complete Vehicle Protection (CVP) (administered through First Innovations), are optional, are not a deposit, and are not NCUA Insured. These protection products are not required to obtain credit and will not be provided unless you separately sign and agree to pay the additional cost. Certain restrictions and limitations may apply.

No Payment for 60 Days Disclosure

Interest will accrue during the deferment period. Offer excludes existing auto loans already financed at CUTX.

Financing Terms and Conditions

Your conditional approval is subject to final credit approval, verification, and review of all requested information, supporting documentation, collateral eligibility, loan-to-value (LTV) requirements, and satisfaction of all CUTX underwriting guidelines. Actual APR, loan terms, and maximum financing amounts will be determined based on your creditworthiness, the specific vehicle being financed, the amount financed, the loan term, loan-to-value ratio, collateral characteristics, and the overall loan structure. Additional terms, conditions, and documentation may be required. 

APR Disclosure

Actual APR will be determined based on creditworthiness, the vehicle being financed, amount financed, loan term, loan-to-value, collateral characteristics, and the overall loan structure.