Holiday Skip-A-Pay
Need a little breathing room this holiday season? CUTX has you covered.
'Tis the season to free up funds for any reason. Get some holiday cheer and skip a payment this year. How to qualify:
- Member may only have 2 Skip-a-Pays in a rolling 12 month rolling period1
- Make sure your loan is current—not more than 20 days past due, or paid ahead more than 40 days
- Once you make at least four payments, you can request to skip a payment
- Request your skip at least three days before your payment is due
- Account must be an eligible Auto Loan or Personal Loan
Once you login, simply select your loan and click on the Skip a Pay icon.
Questions? We can help.
Phone & Live Chat
Mon - Fri: 9AM - 6PM CT
In Branch
Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CT
Need Help Skipping a Payment?
Watch this step by step tutorial, which walks you through skipping a payment within online and mobile banking. The process is fast and easy!
Low Fee
For just $50, you can skip a loan payment on most CUTX loans, no matter the current balance.
Flexible Functionality
Even if your payment is set up through another financial institution, you can skip a payment. Just make sure you connect with them, as well.
Specific Loans Only
Keep in mind, you can't skip payments for Secured and Platinum Mastercards, Commercial Loans and Business Mastercards, Home Equity Loans, HELOCs, Personal Lines of Credit, Flex Loans, leases and loans included in a bankruptcy.
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1. All signers on the account must agree. We accept payments at any time, however, extra payments will not change the due date of the next scheduled loan payment. Interest will accrue during the skip pay period and when payments resume, unpaid interest will be collected first.A $50 fee for loan payments will apply, In all other respects, the provisions of the original agreement remain in full form and effect. This may/will affect Credit Life and Disability Coverage, GAP, or Mechanical Breakdown Coverage on your loan. Please refer to your contract. Members with NSF/Overdraft with over 20 days due or overdraft balance over $800 do not qualify. Members cannot have any charge-offs with the credit union. Members are only allowed two Skip-A-Payment every twelve months per loan. Members must provide a valid mailing address. Certain restrictions apply. Loan types that do not qualify for a Skip-A-Payment include Secured and Platinum MasterCards, Commercial Loans and Business MasterCards, Home Equity Loans, HELOCs, Personal Lines of Credit, Flex Loans, leases, and loans included in a bankruptcy. By participating in the Skip-A-Payment program, you authorize CUTX to advance your loan due date by one month on the eligible loan(s) you select and acknowledge that this may extend the maturity date of your loan(s). Membership required. Federally insured by NCUA.