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CUTX Business Checking Plus: Account Benefits

Business Checking Plus Accounts from Credit Union of Texas come with built-in cyber monitoring, breach-readiness support, and employee savings perks.

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What’s Included with CUTX Business Checking Plus Account?

Business Sense is bundled with Business Checking Plus to help you prepare, respond, and resolve when issues arise, while offering practical savings for your team.

Cyber monitoring & identity management for your business
Data breach consultation, response tools, and restoration assistance
Cellphone protection for the owner’s personal device¹^,²
Identity theft expense reimbursement for the owner²
Employee rewards & healthcare discount programs

Business Protection & Readiness

Cyber Monitoring & Identity Management Center

Ongoing monitoring for exposed business information with alerting, plus access to specialists who assess identity theft and guide restoration.

Defend: Monitor the depths of the web for compromised business information, and get alerted promptly if we find a match
Restore: Access to specialists who can help determine if there has been identity theft and guide you through the necessary restoration activities

(Registration/Activation Required)

Identity Theft Expense Reimbursement Coverage

Up to $1,000,000 to help pay expenses, clear your name, and restore your identity should the owner become the victim of identity fraud.

Cyber monitoring of the Business Sense company owner’s personal information must be active at the time of discovery of the identity theft event.

Data Breach Solutions

Initial consultation with a Data Breach Specialist
Victim fraud resolution assistance³ if a breach occurs
Response toolkit: Credit File Monitoring, Call Center Assistance, Identity Theft Expense Reimbursement
Preparedness resources: sample policies, risk assessments, employee training, web library

(Registration/Activation Required)

Cellphone Protection

Up to $500 per approved claim for theft or damage (U.S. and abroad)
$50 deductible; maximum two claims per 12-month period
Covers the first four phones on a cellphone bill paid through your eligible account
Cellphone bill must be paid using a CUTX checking, savings or credit card account.

Benefits Available for Account Holder's Employees

With a CUTX Business Checking Plus Account, you can extend valuable savings and everyday benefits to your employees.

Save When You Shop and Play

Shopping Rewards ⁴

Shop through the online portal to earn cash back from thousands of popular retailers.

Available to both account holders and employees
Exclusive offers and discounts at thousands of online retailers
Earn rewards on eligible purchases
Redeem rewards on future purchases or request a check

Registration required. Available online only.

Savings ⁴

Access discounts from thousands of local and national retailers.

Available to both account holders and employees
Includes savings from local retailers and national brands
Designed to help your team save on everyday purchases

Available online only.

Save with Healthcare and Wellness Discounts

Prescription Drug Benefit ⁵

Save on brand-name and generic prescriptions at participating pharmacies nationwide.

Average savings of 24% on prescription drugs
Accepted at approximately 68,000 pharmacies nationwide

Registration required. This is not insurance.

Vision Benefit ⁵

Receive discounts on eye exams, eyewear, contact lenses, and LASIK through a large nationwide network.

10% to 60% off eyeglasses, contact lenses, and other retail eyewear
Access to more than 20,000 eye care professionals nationwide
10% to 30% off eye exams and 40% to 50% off the national average for LASIK

Registration required. This is not insurance.

Dental Benefit ⁵

Save on a wide range of dental services through a large network of participating providers.

10% to 50% off eligible dental services
Access to more than 62,000 independent and national providers
Savings on preventive care, fillings, crowns, dentures, oral surgery, orthodontics, and some cosmetic services

Registration required. This is not insurance.

Open Business Checking Plus

Business banking with built-in protection tools and employee perks in one account.

Get started: Open an account, activate Business Sense, then share the Employee Welcome Package so your team can register and start saving.

Open Your Business Checking Plus Account

Get a Checking Account consultation.

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Ask us about Business Checking Account Benefits
(214) 818-3231

Schedule an appointment

Business Account Details:

Business Checking Plus

Why CUTX?

Great services, excellent staff.

Syed W. H.

I simply love this credit union location. My family has gotten several auto loans and personal loans there. I have been a member for over 30 years and my children have accounts also.

Laretha S.

Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.

Xavier H.

Helpful Documents

Download Direct Deposit Form

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We have several locations in DFW and East Texas. Come see us!

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(214) 818-3231

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Disclaimers

1. Special Program Notes: Cellular Telephone Protection is for the business owner’s personal cell phone. It does not cover business cell phones for employees.

2. The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or the certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any affiliate. Membership Required

3. Resolution assistance is limited to up to 25,000 customers and is for identity fraud that has been verified.

4. Special Program Notes: Rewards program details and restrictions apply. Membership and registration may be required. Not NCUA insured.

5. Health Discount Savings is not insurance. Registration and activation required. Discounts available on vision care, prescriptions, and dental services.

CUTX Business Checking Plus: Account Benefits

What’s Included with CUTX Business Checking Plus Account?

Business Protection & Readiness

Cyber Monitoring & Identity Management Center

Cyber Monitoring & Identity Management Center

Identity Theft Expense Reimbursement Coverage

Identity Theft Expense Reimbursement Coverage

Data Breach Solutions

Data Breach Solutions

Cellphone Protection

Cellphone Protection

Benefits Available for Account Holder's Employees

Save When You Shop and Play

Shopping Rewards ⁴

Shopping Rewards

Savings ⁴

Savings

Save with Healthcare and Wellness Discounts

Prescription Drug Benefit ⁵

Prescription Drug Benefit

Vision Benefit ⁵

Vision Benefit

Dental Benefit ⁵

Dental Benefit

Open Business Checking Plus

Get a Checking Account consultation.

Questions? We can help.

Business Account Details:

You May Also Be Interested In

Get a good look at where you are and where you're going next.

Why CUTX?

Helpful Documents

We're Here To Help

Visit your local branch

Talk to a team member

Ready to open your account?

Disclaimers

CUTX Business Checking Plus: Account Benefits

What’s Included with CUTX Business Checking Plus Account?

Business Protection & Readiness

Cyber Monitoring & Identity Management Center

Cyber Monitoring & Identity Management Center

Identity Theft Expense Reimbursement Coverage

Identity Theft Expense Reimbursement Coverage

Data Breach Solutions

Data Breach Solutions

Cellphone Protection

Cellphone Protection

Benefits Available for Account Holder's Employees

Save When You Shop and Play

Shopping Rewards 4

Shopping Rewards

Savings 4

Savings

Save with Healthcare and Wellness Discounts

Prescription Drug Benefit 5

Prescription Drug Benefit

Vision Benefit 5

Vision Benefit

Dental Benefit 5

Dental Benefit

Open Business Checking Plus

Get a Checking Account consultation.

Questions? We can help.

Business Account Details:

You May Also Be Interested In

Get a good look at where you are and where you're going next.

Why CUTX?

Helpful Documents

We're Here To Help

Visit your local branch

Talk to a team member

Ready to open your account?

Disclaimers

Shopping Rewards ⁴

Savings ⁴

Prescription Drug Benefit ⁵

Vision Benefit ⁵

Dental Benefit ⁵