1. 1. This offer is only valid for a regular CD for any term between 6 to 60 months. You will need to present proof of current rate or advertisement (print or digital) featuring a CD annual percentage yield from another financial institution within North or East Texas, within our service area. We will match and beat that rate by 10 basis points (0.10%). The minimum opening deposit is $1,000 and the rate is fixed. For regular CDs, interest is compounded daily and paid monthly. A penalty may be imposed for early withdrawals. Fees could reduce earnings. The Certificate of Deposit will renew automatically unless instructed by the depositor. Current CUTX members with an active CD that are within 30 days of their maturity date are eligible for this offer. You will also be required to present proof of an advertisement (print or digital) featuring a CD annual percentage yield from another financial institution within North or East Texas, within our service area. New members must meet membership and age requirements. Federally insured by NCUA.