How long will my deposit be on hold?
Our funds availability policy, in accordance with Regulation CC, is to make funds available to you on the business day of your deposit when received by a Credit Union employee at one of our branches. Business days are considered Monday through Friday, except federal holidays, if you make your deposit the day before a federal holiday funds will be made available the first business day following the holiday. In some cases, we will not make all funds available on the same business day of your check deposit. Depending on the type of check you deposit, funds may not be available until the seventh business day of your deposit. If we are not going to make all the funds available on the business day of your deposit, we will notify you at the time you make your deposit. However, the first $200.00 of your deposit will be available on the first business day following the day you made your deposit.
Please contact us if you have any questions.