What are the overdraft fees?

CUTX understands life happens. If you happen to overdraft your account and have Overdraft Protection set up to transfer funds from your savings or line of credit, and you have a Simple or Secure Checking account, you will only be assessed a $5.00 fee. If you have a Secure Plus or Mature Options Checking account and Overdraft from your savings or line of credit, you will only be assessed a $1.00 fee.

However, if you do not have funds available in other CUTX accounts, the Credit Union will still pay the check if you have opted in for Privilege Pay. Privilege Pay usage is assessed a $35.00 fee per transaction.

*Limits apply to Privilege Pay.

You can also view our current fee schedule.