CUTX News
Buying a Home
Buying a Car
Fraud Protection
Home Improvement
Improving Your Credit
Managing Your Money
CUTX News
Buying a Home
Buying a Car
Fraud Protection
Home Improvement
Improving Your Credit
Managing Your Money

Having Good Credit Can Save You Thousands Per Year

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Having Good Credit Can Save You Thousands Per Year

Many people think credit scores only matter if you’re buying a house or a car. While it’s true that they’re important for those big purchases, there are a lot of other ways your credit score can impact your life. Whether you realized it or not...
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Home Equity Loans for Debt Consolidation

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Home Equity Loans for Debt Consolidation

Having a lot of debt can feel overwhelming. Even when you're keeping on top of your payments, having to juggle different loans or credit cards with different interest rates and due dates can be stressful. Consolidating that debt into a home equity loan..
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How Much Does a Credit Pull Really Hurt?

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How Much Does a Credit Pull Really Hurt?

Lenders use your credit score and credit report to determine your ability to repay loans. When lenders access your full credit report, it’s called a “hard pull” or “hard inquiry.” Your credit report details your credit standing and is used to...
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How to Build Your Credit From the Ground Up

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How to Build Your Credit From the Ground Up

Before you start building credit, you should at least have a basic understanding of what it is and why it’s important. Credit is money you borrow from someone or an institution that you have to pay back at a later time, usually with interest. This is...
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How To Check Your Credit Score

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How To Check Your Credit Score

You’ve seen the commercials and heard the phrase repeated just about everywhere: credit scores. They’re important not only for getting loans and good rates on credit cards, but they can also affect your ability to get an apartment or even a new job.
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How to Fix Your Credit

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How to Fix Your Credit

The Importance of Good Credit. Unless you are living off the grid in the middle of the desert with no intent to come back to civilization, you are going to need to establish good credit. Otherwise, things are going to be difficult and more...
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How to Get Help Managing Debt

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How to Get Help Managing Debt

American consumers passed a record $1 trillion in revolving debt in 2018. Moreover, for many people, that debt is out of control. That means they pay more on credit cards than for any other bills, pay one card with another, or max out cards.
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Popular Methodologies for Getting Out of Debt

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Popular Methodologies for Getting Out of Debt

In 2018, U.S. consumers hit a record high of revolving debt, more than $1 trillion. Revolving debt is debt that can be paid down, and then consumers can use again—like credit cards. For many people this ability to go back to the proverbial well...
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Tips for Getting Out of Credit Card Debt

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Tips for Getting Out of Credit Card Debt

Heavy credit card debt can make even day-to-day expenses difficult to manage. If your debts are causing you to stress it is time to make a plan to pay them off, once and for all.
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What is a Credit Score?

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What is a Credit Score?

Your credit score is a three-digit number that represents your credit history and tells financial companies how risky you are from a credit perspective. This can affect the rate you get on a loan or whether you can get a loan at all. Credit scores...
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Why You Should Avoid Payday Loans

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Why You Should Avoid Payday Loans

If you are stranded at sea and have little or no water, you may be tempted to drink seawater. Unfortunately, the salt in the seawater will dehydrate you and kill you even faster than you would have died without any water. That's the metaphor for payday...
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Why You Should Monitor Your Credit Score

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Why You Should Monitor Your Credit Score

You rely on credit scores and reports when making major purchases. Lenders will approve or deny loans that you apply for based on your credit history. Some employers, insurance companies, and utilities may review your credit report before offering...
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