Skip to main content
TOP
LOG IN
Credit Union of Texas
MENU
Text Size:
  • X
    phone icon
    Main Number:
    1-972-263-9497 or 1-800-314-3828

    Telephone Teller: Option 1

    Loans: Option 2

    Debit Cards & Credit Cards: Option 3

    Member Services: Option 4

    Available Monday - Friday 9AM - 6PM CST
    and Saturday 10AM - 2PM

    Lost Card, Frauds, Or Disputes For Credit Cards:

    1-800-234-5354

    Collections:

    972-705-4950 or 1-866-705-4950

    Lost Card, Frauds, Or Disputes For Debit Cards:

    1-866-820-1075

    Mortgage Loan Questions

    972-705-4845

    Contact Us
  • X
    phone icon
    Main Number:
    1-972-263-9497 or 1-800-314-3828

    Telephone Teller: Option 1

    Loans: Option 2

    Debit Cards & Credit Cards: Option 3

    Member Services: Option 4

    Available Monday - Friday 9AM - 6PM CST
    and Saturday 10AM - 2PM

    Lost Card, Frauds, Or Disputes For Credit Cards:

    1-800-234-5354

    Collections:

    972-705-4950 or 1-866-705-4950

    Lost Card, Frauds, Or Disputes For Debit Cards:

    1-866-820-1075

    Mortgage Loan Questions

    972-705-4845

    Contact Us
Login
Forgot Password Forgot User ID Speedpay - Loan & Lease payments Credit Card Payments Click here to enroll
  • Banking
    • Checking
    • Savings
    • Money Market
    • CDs
    • IRAs
    • Account Management
    • Debit Cards
    • Online Banking
    • Discounts & Programs
    • Open Your Account
  • Auto Loans
    • Apply For An Auto Loan
    • Apply For RV, Boat, & Other Vehicle Loan
    • Auto Loan Refinance
    • Auto Protection Program
    • Auto Loans & Pre-Approvals
    • Price Your New Car
    • AutoMarket
    • Lease an Auto
    • Off-Lease Vehicles
  • Home Loans
    • Mortgages
    • Apply for a Mortgage
    • 30 Year Mortgage
    • 15 Year Mortgage
    • 5% Down No PMI Mortgage
    • Mortgage Refinance
    • Fixed HELOCs
    • Home Equity Loans
    • Home Equity Line Of Credit
    • Preferred Realtor Program
  • Personal Loans & Credit Cards
    • Credit Cards
    • Personal Loans
    • Personal Line of Credit
    • Secured Loans
    • Apply For A Credit Card or Loan
  • Financial Advice
    • All Categories
    • Buying a Home
    • Buying a Car
    • Fraud Protection
    • Home Improvement
    • Improving Your Credit
    • Managing Your Money
  • About Us
    • About CUTX
    • Locations and ATMs
    • Special Programs & Discounts
    • Careers
    • CUTX News
    • Contact Us
  • Make Payments
    • Loan & Lease Payments
    • Credit Card Payments
  • LOG IN
    Forgot Password Forgot User ID Click here to enroll
CUTX News
Buying a Home
Buying a Car
Fraud Protection
Home Improvement
Improving Your Credit
Managing Your Money
CUTX News
Buying a Home
Buying a Car
Fraud Protection
Home Improvement
Improving Your Credit
Managing Your Money

Best Cars to Lease For Your Lifestyle

Read Article

Best Cars to Lease For Your Lifestyle

Deciding which vehicle you should lease can be a huge and intimidating decision. With Americans behind the wheel for over 300 hours on average each year, you’ll likely be spending a lot of time in your car. So much so that the vehicle you choose is...
Read Article

Best Family Vehicles

Read Article

Best Family Vehicles

When you hear the term “family car” the image that pops into your mind is probably an ugly minivan. While many families do choose the quintessential minivan route at around the same time they trade in the “restaurants” line item on their monthly...
Read Article

Best Time to Buy a New Car

Read Article

Best Time to Buy a New Car

When most people consider the question of when they should buy a new car, the answer inevitably becomes "when I simply have to." While the lack of a safe, functional vehicle certainly provides ample motivation for that new car, taking a slightly more proactive approach to car buying...

Read Article

GAP Coverage for FairLease Vehicles

Read Article

GAP Coverage for FairLease Vehicles

In an unpredictable world, GAP (Guaranteed Asset Protection) protects you financially if your leased car is totaled or stolen while you owe more than it’s worth. FairLease automatically includes GAP coverage in every vehicle we lease. Here’s why that matters.
Read Article

How Car Dealers Make Their Money

Read Article

How Car Dealers Make Their Money

To get the best deal possible, it helps to know how car dealers make their money. That way you can spot the places where they might try to overcharge you and negotiate like a pro. Here’s a detailed look at how car dealers make their money and how you can use that information for your own gain.

Read Article

How Do Auto Loans Work?

Read Article

How Do Auto Loans Work?

Most people buying a new car will need to borrow money to do so. If you’re buying a new car from a dealership, you can often apply for the loan right when you pick out your car. You find a car you like and fill out loan application documents.
Read Article

How Does a Vehicle Trade In Work?

Read Article

How Does a Vehicle Trade In Work?

You want a new car. Also, you want to get money for your current car. The easiest way to do that is in one transaction—an automobile trade in at a dealership.
Read Article

How Excessive Mileage Fees Are Handled by FairLease

Read Article

How Excessive Mileage Fees Are Handled by FairLease

People go over the maximum number of miles agreed to on their lease contracts for a number of perfectly understandable reasons, and we’ve heard them all. Sometimes it’s because they are in a happy long-term relationship (congratulations!) and are...
Read Article

How FairLease Compares to Other Leasing Companies

Read Article

How FairLease Compares to Other Leasing Companies

Some people think, “A leasing company is a leasing company, right? All the same to me.” Too many consumers wrongly believe that our nation’s laws and regulations automatically ensure that any leasing partner they choose is just as good and safe as the...
Read Article

How Much Car Loan Can I Get Approved For?

Read Article

How Much Car Loan Can I Get Approved For?

Frequently, a car is a person’s first major purchase. It’s exciting, especially with all the cool features you can get these days. Everybody knows that your car is like your clothes. It says something about who you are; so most of us aren’t inclined to...
Read Article

How to Buy a Car From a Private Seller

Read Article

How to Buy a Car From a Private Seller

Automobile dealers are famous for having tricks up their sleeves to get you to buy a car. That is one reason it can be more relaxing to buy a car from an individual who has a relatively fixed price and doesn’t use all the high-pressure sales tactics.
Read Article

Want To Buy That Car You’re Leasing?

Read Article

Want To Buy That Car You’re Leasing?

If so, several factors should play into your choice. We’ve gathered a few here to help guide your decision. Maybe you’re crazy about the car.
Read Article

How To Get A Car Loan

Read Article

How To Get A Car Loan

Purchasing a new car can be intimidating, but it should be more exciting than scary. Securing a car loan can take some of the financial pressure off consumers making a major purchase and will help you get the vehicle that best suits your needs and...
Read Article

How to Get Approved for a Car Loan

Read Article

How to Get Approved for a Car Loan

Unless you already have the funds to pay for your new vehicle, you’ll probably need a car loan. And to get approved for that car loan, you may want to consider a few things that can improve your chances of getting approved for a great rate and payment.
Read Article

How to Refinance Your Car

Read Article

How to Refinance Your Car

Refinancing an auto loan sounds difficult, but it's actually fairly simple. When you refinance an auto loan at Credit Union of Texas, you’re essentially taking out a new loan with us to pay the balance on your current loan with your other lender.
Read Article

Leasing Your Next Vehicle with FairLease Makes Sense

Read Article

Leasing Your Next Vehicle with FairLease Makes Sense

Even the best car lease comes to an end. That situation can be good or bad, depending on the end-of-lease terms, your financial position, and your plans for getting your next vehicle. Start by knowing your options.
Read Article

Should I Trade In Or Sell My Vehicle

Read Article

Should I Trade In Or Sell My Vehicle

Buying a new car tends to be the fun part, whereas dispensing with your old vehicle is not as much fun. Should you trade it in, or should you take the time and energy to sell it to a private buyer? The answer usually comes down to whether you want...
Read Article

The Car Dealership Experience is Designed to Break Your Soul

Read Article

The Car Dealership Experience is Designed to Break Your Soul

The entire car buying experience is meant to work in the dealership’s favor, not yours. All of their sales tactics can take an emotional toll if you’re not prepared. Here’s how the car dealership experience is designed to break your spirit and how you can get out with your sanity and budget still intact.

Read Article

Tips for Surviving the Car Dealership

Read Article

Tips for Surviving the Car Dealership

Despite its reputation, going to the dealership doesn’t have to be the worst experience of your life. With the right perspective and preparation, you can drive off the lot without tearing your hair out in frustration.

Read Article

Tips for Trading In Your Car

Read Article

Tips for Trading In Your Car

You’re ready to trade out your car for a newer model. Ideally, you want to get the maximum amount for your car on trade in, meaning you would owe less for your new car. But how do you do that?
Read Article

What Happens At The End of a Lease

Read Article

What Happens At The End of a Lease

For you and your vehicle, an end-of-lease event can be exhilarating, bittersweet, and a little scary all at once. But who needs that kind of drama? With a little knowledge and planning, you and your car will face the inevitable...
Read Article

What Happens When You Refinance Your Car Loan

Read Article

What Happens When You Refinance Your Car Loan

You’re thinking about refinancing your automobile for whatever reason — a lower interest rate, better terms, to transition from a lease to ownership. What exactly happens when you do that? What happens to the old loan?
Read Article

When to Refinance Your Car Loan

Read Article

When to Refinance Your Car Loan

Most people have heard of refinancing a house, but did you know you could refinance a car loan? Since car loans are generally for a much shorter payment term than mortgages, it might seem simpler just to pay it off. However, changes in your circumstances
Read Article

Why You Should Get Pre-Approved Before Heading to Dealership

Read Article

Why You Should Get Pre-Approved Before Heading to Dealership

When it's time for a new car, do you go straight to the dealership? If you do, you can look forward to a full day of paperwork, finance disclosures, credit reviews, and lots of waiting. One alternative to spending a day at the dealership is to get...
Read Article
Credit Union of Texas
  • Locations
  • Privacy Notice
  • Complaint Notice
  • Online Privacy Statement
  • Terms of Use
  • Accessibility Policy
  • Online Banking Disclosure
  • Disclosures & Policies
  • Account Agreement
Routing Number: 311079306
Phone: 1-972-263-9497
Toll Free: 1-800-314-3828
Contact Us
Copyright ©2021 Credit Union of Texas Membership Required
NCUA Equal Housing Lender