

Spend a dollar and get one point. Spend $100 or $1,000 - and you get the idea. You can redeem them for great merchandise and memorable experiences.
- Manage your account online and on your mobile device
- Competitive rates
- No annual fees*
- No annual or balance transfer fee*
- Free Mastercard ID Theft and Resolution Services1
Questions? We can help.
Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

Talk to an Account Specialist
972-263-9497

Get a personalized consultation.
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Financial CalculatorsGeneral Credit Cards FAQs
You have a couple of options. Either apply online here or stop by one of our branches.
Create an online account to pay your bill here. Or you can mail a payment to:
Credit Card Payments
Credit Union of Texas
PO Box 37035
Boone, IA 50037-0035
Payment Protection is a great way to protect you and your family when the unexpected happens. This voluntary protection program is designed to help you get relief from payments when you need it most after you're laid off, you become disabled, or worse. It's easy to enroll. Just call us at 972-705-4804.
Your purchase of Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a credit card. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Payment (Debt) Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
Why CUTX?
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We have several locations in DFW and East Texas. Come see us!
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Apply online now or get started if you need assistance with your application.
Mastercard Rates and Terms | |
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Annual Percentage Rate for Purchase and Cash Advances | % to % APR |
Annual Percentage Rate for Balance Transfers | % to % APR |
Current Standard Annual Percentage Rate (APR) purchases | % to % APR |
How to Avoid Paying Interest on Purchases | Your due date is at least 25 days after the close of each business cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We charge interest on cash advances and balance transfers from the transaction date. |
Minimum Interest Charge | None |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore |
Fees | |
Transaction features
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Penalty Fees
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How We Will Calculate Your Balance. We use a method called "average daily balance" (including new purchases)". |