Spend a dollar and get one point. Spend $100 or $1,000 - and you get the idea. You can redeem them for great merchandise and memorable experiences.
- Manage your account online and on your mobile device
- Competitive rates
- No annual fees*
- No annual or balance transfer fee*
- Free Mastercard ID Theft and Resolution Services1
Exclusive Benefits Include
Are you eligible for membership? See our Membership Eligibility
No matter where you are in the world, Mastercard offers 24-hour assistance if you lose your card, need a quick replacement or want an emergency cash advance.
Enjoy a 15% savings on Airport Meet and Greet services. An agent will escort you through the airport on departure, arrival or for connecting flights at over 700 locations worldwide.
Lost Wallet Assistance*
Mastercard will help you notify authorities to cancel and replace stolen or missing items, such as debit and credit cards, driver’s licenses, Social Security cards and passports.
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General Credit Cards FAQs
Payment Protection is a great way to protect you and your family when the unexpected happens. This voluntary protection program is designed to help you get relief from payments when you need it most after you're laid off, you become disabled, or worse. It's easy to enroll. Just call us at 972-705-4804.
Your purchase of Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a credit card. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Payment (Debt) Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
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|Mastercard Rates and Terms|
|Annual Percentage Rate for Purchase and Cash Advances||% to % APR|
|Annual Percentage Rate for Balance Transfers||% to % APR|
|Current Standard Annual Percentage Rate (APR) purchases||% to % APR|
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each business cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We charge interest on cash advances and balance transfers from the transaction date.|
|Minimum Interest Charge||None|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore|
|How We Will Calculate Your Balance. We use a method called "average daily balance" (including new purchases)".|