Platinum Rewards

Looking to give your lifestyle some extra zip? Choose a credit card that rewards you with merchandise, travel services and more.

Spend a dollar and get one point. Spend $100 or $1,000 - and you get the idea. You can redeem them for great merchandise and memorable experiences.

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST

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Exclusive Benefits Include

Are you eligible for membership? See our Membership Eligibility

Global Services*

No matter where you are in the world, Mastercard offers 24-hour assistance if you lose your card, need a quick replacement or want an emergency cash advance.

Airport Concierge*

Enjoy a 15% savings on Airport Meet and Greet services. An agent will escort you through the airport on departure, arrival or for connecting flights at over 700 locations worldwide.

Lost Wallet Assistance*

Mastercard will help you notify authorities to cancel and replace stolen or missing items, such as debit and credit cards, driver’s licenses, Social Security cards and passports.

Find the right card for you.

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Get a good look at where you are and where you're going next.

Financial Calculators

General Credit Cards FAQs

You have a couple of options. Either apply online here or stop by one of our branches.

Create an online account to pay your bill here. Or you can mail a payment to:

Credit Card Payments
Credit Union of Texas
PO Box 37035
Boone, IA 50037-0035

Payment Protection is a great way to protect you and your family when the unexpected happens. This voluntary protection program is designed to help you get relief from payments when you need it most after you're laid off, you become disabled, or worse. It's easy to enroll. Just call us at 972-705-4804.

Your purchase of Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a credit card. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Payment (Debt) Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

Act quickly by calling 1-866-604-8156 anytime to report your card lost or stolen. We'll freeze your card and help you get a new one to protect your account. A new PIN will be assigned to your debit card, which you can change after you receive our PIN mailer.


I’ve been a member for almost 30 years, I can’t imagine banking anywhere else. You’re more than another account at CUTX, you’re a member, you’re a family.
Elsa H.
Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!
Russell V.

Great services, excellent staff.

Syed W. H.

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1 Benefits are available to personal checking accounts and their primary account owner, and their joint account owner(s), subject to the terms and conditions for the applicable benefits. Benefits are not available to a “signer” on the account who is not an account owner or to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (fiduciary is not covered).
Mastercard Rates and Terms
Annual Percentage Rate for Purchase and Cash Advances % to % APR
Annual Percentage Rate for Balance Transfers % to % APR
Current Standard Annual Percentage Rate (APR) purchases % to % APR
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each business cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We charge interest on cash advances and balance transfers from the transaction date.
Minimum Interest Charge None
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at
Transaction features
  • *Balance Transfers
  • *Cash Advance
  • *Foreign Transactions

  • None
  • None
  • 2% of each transaction U.S. dollar amount.
Penalty Fees
  • *Late Payment
  • *Return Payment

  • $25
  • $20
How We Will Calculate Your Balance. We use a method called "average daily balance" (including new purchases)".