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Refinance in minutes!

Our Loan Experts are just that – experts at helping you find the best deal. They'll even dig through your current loan documents to see if we can save you money. Come in, or call for a consultation and we’ll help you move the auto loan you have at another financial institution to CUTX. And we can do it in just minutes!  – 972.705.4840.

No payments for 90 days²

Our 90-day no-payment option gives your budget a little breathing room. Plan a vacation or build up your savings account - you control your financial future!

Plus, when you finance with CUTX, you also get:

  • Rates as low as 1.69%¹
  • No refinancing fee
  • Friendly, local service
  • Skip-a-Pay

Visit your local store or call us today at 972.705.4840. Or, fill out the contact form below and we'll be happy to get in touch with you!

FairLease, a CUTX-owned company

FairLeaseTM can help you get the most car for your money. Take a break from the ordinary car shopping experience and let a FairLease consultant do the work for you. With no hidden fees and no dealership markup, they'll work hard to get you the best deal possible. Our consultants will even shop and negotiate for you - no pressure, no stress!

Consultants that work for YOU

Our consultants work hard to get you the best deal possible. Lease your next car, truck or SUV with FairLease and save 40% to 50% over buying. 

Plus, you’ll enjoy:

  • Leasing the credit union way!
  • No tricks, No shenanigans
  • No dealership hassle
  • Free delivery
  • No pressure, no stress

Call FairLease at 1-800-NEW-LEASE. Or, fill out the contact form below and we’ll be happy to get in touch with you!

Not sure? Let us help!

One of our team members can contact you at your convenience.

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Loan Calculator

Number of
Interest Rate
(Use decimal format
Example: 12% = 0.12)
= Estimated


Our calculators are intended to provide approximate information and do not constitute an offer to extend credit, or any other offer.
Your actual payment may vary.


1 - APR = Annual Percentage Rate. Rate shown is the lowest rate available, no additional discounts apply, and is accurate as of January 20, 2017. Loans and Rates are subject to credit approval. Rates and terms are subject to change without notice. Estimated monthly payment example = 36 monthly payments of $28.59 per $1,000 borrowed at 1.69% APR. Offer excludes all loans already financed at CUTX.

2 - 90-day deferred payment option offer good through December 31, 2017. Interest will accrue during the deferment period. Estimated monthly payment example: Loan amount of $20,000 at a rate of 1.69% APR1 for 36 monthly payments, with no monthly payment for 90 days, would have a monthly payment of $571.74. Loans and Rates are subject to credit approval. Rates and terms are subject to change without notice. Offer excludes existing auto loans already financed at CUTX.

3 - Payment example is $235 a month for a 60 month closed-end lease. No security deposit. Monthly amount due at signing. Offer subject to credit approval and vehicle availability. Payment, rates, and residual values subject to change based on contract date. Based on 15k miles per year. Subject to .10 per mile over allowed mileage plus any excessive wear & tear. Art for illustration purposes only. All vehicle images provided by EVOX Images. All rights reserved.

Fairlease is a wholly owned subsidiary of Credit Union of Texas. Products of FairLease are not insured by the NCUA.

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