Outsmart Cybercriminals This Holiday Season

Written by Credit Union of Texas
Published December 10, 2020
Holiday Shopping Cybercriminals Holiday Shopping Cybercriminals

Online shopping has become the norm and cybercriminals are taking to the internet to capitalize on this increase in online shopping. Online consumer scams, ACH fraud, card-not-present fraud, new account and loan fraud, and payment app fraud (i.e. Venmo, Zelle, and PayPal Direct) are among the fraud attacks that will be on the rise during this year’s holiday season.

Credit Union of Texas is taking measures to ensure the safety of all member accounts including providing tips on how to make sure you do what you can to avoid fraud.

A few tips for our members:

  • Delete suspicious or ‘scam-like’ communications from an unknown person or company; typos, urgent requests, and “free” offers are among the top warning signs for scams.
  • Check financial accounts regularly to spot and report any unrecognizable transactions.
  • Be careful when downloading retail apps to avoid downloading look-alike apps created to steal information.
  • Verify the legitimacy of a charity before contributing to any donation requests from an unknown source, as fake charity scams ramp up this time of year.

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